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More people are planning to reduce spending and increase the amount they save in 2009, new research has indicated.
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Some 64 per cent of UK citizens - around 31 million people - have managed to put money away as savings during 2008, despite the difficult economic climate, it has been suggested.
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Some nine per cent of UK consumers admit they are most accident-prone during the Christmas period, according to research published by the Halifax.
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Homeowners must ensure they have sufficient home contents' insurance to cater for purchases made over the festive period, it has been suggested.
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Many professionals are choosing to store cash savings which have arisen as a result of falling mortgage costs, a new study has found.
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The number of professionals saving may increase as talk of inflation eases off, it has been suggested.
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Asking prices have fallen by 2.3 per cent during the first half of December, according to the Rightmove house price index.