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Commercial Property Owners Insurance

Key features:

  • Protection against the loss of, or damage to buildings and contents
  • Cover for portfolio of investment properties or single commercial property
  • Unoccupied buildings cover
  • Cover for the loss of rental income
  • No deposit, interest-free instalments over 12 months*
*Available for the first year of new policies
Why choose us?

Get the right level of cover for all your properties

Owning a commercial property requires specialist insurance not least to protect your investment but to ensure the property is safe and secure for the public and any occupants. Our commercial property insurance policies cater for all types of commercially occupied and unoccupied properties including surgeries, office blocks and blocks of flats.

So whether you have a single property or a portfolio of properties, we work with a panel of leading insurers to provide comprehensive insurance cover specifically for the needs of owners of a property portfolio.

Let our experts find the best cover for you. And with one renewal date for all or some of your properties, we can take away the stress of arranging insurance and give you peace of mind.

Our Commercial Property Owners insurance has many features and benefits. Some of the cover includes:

  • Public Liability - with a £5m limit of indemnity
  • Business Interruption - loss of income and additional expenses covered for 12, 24 and 36 month claim periods up to £3 million with the option to increase if required
  • Legal Expenses - cover automatically provided for up to £100,000 for things such as employment disputes, legal defence, contract disputes and tax protection
  • Accidental damage to buildings - with cover including fire, theft, vandalism, impact, storm, flood, subsidence, heave and landslip
  • Accidental damage for contents - covering losses from causes including fire, theft, vandalism, impact, flood and water damage with excesses as low as £250 for all claims, including escape of water incidents
  • Personal property - cover for the belongings of owners, employees or clients on business premises
  • Loss of rent cover - Money that you would normally receive from tenants
  • Conveyancing cover - up to £250,000 per premises during the exchange process
  • Interest free instalments* - spread the cost over 12 months for no additional cost *Available for the first year of new policies
Optional extras

Optional features available to enhance your cover:

  • Excess Protection - reimburses the excess you pay following the successful settlement of a claim up to £2,500
Our Service Promise
  • Provide expertise - Our consultants have years of experience working with key individuals responsible for ensuring the business runs uninterrupted.
  • Advice and guidance - helping your business create an insurance policy that is individual to you.
  • Reduce complexity - Where necessary, we will appoint an appraiser to conduct a walkthrough of your surgery and assess your insurance needs. We have found time and again businesses are left under insured as the cover needs are not always up to date
  • Search the market - we work with providers such as Aviva, Hiscox and Sterling giving you access to specialist business insurance underwriters and syndicates, which often aren't accessible to the general public.
  • Explain the small print - Insurance documents can be complicated and it's easy to overlook the small print. We will inform you of vital exclusions and limitations and talk you through the claims process when you need it.
  • Service all year round - Whether you need our assistance on a claim or simply want to discuss insurance needs as part of your business growth, we will be on hand to offer any advice or point you in the right direction. At renewal we will re-assess your needs, search the market and offer a policy that is suitable for the forthcoming year.
Call us on 0121 200 9632 Monday to Friday 9.00am - 5.00pm

'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Syscap Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

Click for more information about the Wesleyan group of companies.

© 2017 Wesleyan Assurance Society