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WESLEYAN - Financial care since 1841

With Profits ISA - invest with one of the best*

Tax efficient savings with a Wesleyan With Profits ISA

Apply To invest for the first time in the tax year 2012/2013 Top up ISA Top up if you have invested with us during the 2012/2013 tax year

*For the seventh year running, Wesleyan was awarded 10 out of 10 by Cazalet Consulting in their latest analysis of With Profits providers. We are the only company to have secured top marks for seven consecutive years, setting a new precedent in Cazalet rankings

The Wesleyan With Profits ISA is a stocks & shares ISA which accepts new investments and transfers into Wesleyan’s flagship With Profits Fund with the tax advantages of an ISA.

  • The maximum you can invest in an ISA is set by the Government. The maximum investment in an ISA for the 2012/13 tax year is £11,280.
  • Up to £5,640 of that allowance can be saved in a cash ISA. You can choose to invest the remainder (up to the full allowance), in a stocks and shares ISA. 
  • Alternatively, the full £11,280 can be invested in a stocks and shares ISA with one provider.
  • This product is designed for investors who are willing to invest for a minimum of five years with the potential for long-term capital growth and income, who are also prepared to accept that because there is potential for greater capital growth this is accompanied by an increased risk. When you cash in your investment, you might get back less than you invested.

When you apply online you will not receive a personal recommendation from us. If you are unsure whether this plan is suitable for you, would like details of our other ISA products or would like to open an ISA which includes a transfer from another provider please contact your Financial Consultant.
Apply To invest for the first time in the tax year 2012/2013 Top up ISA Top up if you have invested with us during the 2012/2013 tax year

Important Information

Please read the following information:

We recommend that you either print or save copies of these documents for future reference.

Key benefits:

  • Tax efficient savings
  • Flagship With Profits fund
  • Potential for capital growth
  • Regular income withdrawals available after five years
  • View your policy details via My Wesleyan
Call us on: 0800 316 96 35 Monday to Friday 8.30am - 6.30pm
Saturday 9.00am - 2.00pm

Important information

Before you apply it is important that you understand the nature and the investment risks associated with our With Profits ISA in order for you to decide if our product is right for you. We recommend you read the below information in conjunction with the information provided in the Important Information box.

Key things you need to consider

  • You must be a UK resident who is aged 18 to 74 to open a Wesleyan With Profits ISA.
  • The minimum monthly subscription is £100 per month (minimum monthly increase is £10). For lump sum subscriptions or ISA transfers, the minimum investment is £1,000 (£500 for additional payments).
  • You can take one off withdrawals of at least £500 at any time. For regular income withdrawals the minimum is £50 per month (available after five years).
  • Initial and annual management charges will be applied. For further details of these charges please refer to the Key Features document.
  • What you get back will depend on a number of factors including investment performance and the level of charges. You are not guaranteed to make a profit and you may get back less than you originally invested.
  • If you invest in a Wesleyan With Profits ISA, you will not be able to invest in another stocks and shares ISA during the same tax year (unless you transfer all of your current tax year investment to another provider). If you invest the full ISA allowance in the Wesleyan With Profits ISA, you will not be able to invest in a cash ISA during the same tax year.
  • The Wesleyan With Profits ISA is intended to be a medium to long-term investment (minimum five years), so if you need easy access to your money at all times, this type of ISA may not be the best solution.

The extent of the benefit of the favourable tax treatment of the With Profits ISA will depend on your individual circumstances. The tax treatment may be subject to change in the future. This information is based on our understanding of the current tax position.

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