Business protection

Whatever the size and requirements of your practice, we can provide a comprehensive financial planning service to ensure the smooth running of your business against a variety of circumstances or incidents.

These product areas include:

• Locum insurance 
  Individual or practice level cover to ensure a locum can be employed when the need arises.
• Keyman insurance 
  Designed to provide financial stability in the practice during the period when key personnel are unable to work, due to an accident, serious illness or even death.
  
  A cash reserve can be provided to cover the costs of temporary staff, permanent recruitment, loss of profits or an injection into the business. 
  
  
• Partnership protection
  Following the death of an insured partner, their share of the practice would become part of their estate and pass to their beneficiaries. They could even sell this to a third party.
  
  This product provides a lump sum, allowing the share to be retained in the practice and current ownership to continue.
  
• Commercial mortgages 
  Whether you’re looking to extend your existing practice, purchase new equipment or even build from scratch, we can help you find the financing deal that’s right for you.
• Surgery insurance 
  Comprehensive cover designed to protect your practice.


To discuss the financial needs of your practice, you can contact your local Financial Consultant directly, call the number above or send us your details and we'll call you back.