Protection 

We understand the importance of protecting both yourself and your family and so offer comprehensive protection against long term illness and loss of earnings designed especially for the medical profession.

• Personal income protection
• Critical illness protection to look after both yourself and your family
• Life Assurance

Individual Protection

Have you considered what would happen if you were unable to work as a medical professional for a number of months or even years?

The NHS Sick Pay Scheme will only pay out for a maximum of 12 months, so it is important to ensure that you are adequately protected.

There are a number of different ways you can do this, from receiving a regular income to a one-off lump sum.

Income protection for example, helps protect against the financial consequences of sickness or disability that can prevent you from working – right up to retirement if necessary.

Critical illness products are also available through a selected range of providers, chosen specifically to offer you competitive products with benefits suitable to your occupational needs.

Family Protection

As a Junior Doctor, you’ll be aware more than most that no one likes to think about the financial consequences of their death or inability to work on loved ones.

However, it still remains a possibility.

There are many different ways you can protect your family, your home and your income. We can help you find the right solution that is tailored specifically to your needs.

We offer a number of protection products through a selected range of providers. Call us today and we can help you assess your requirements and recommend the right protection for you and your family.

Please note that it is important to ensure that your income protection is regularly reviewed to reflect your changing income.