Many graduate doctors will not ever totally be able to pay off their university loans, according to a new report.
They will typically run up debts of over £82,000, the University of Birmingham's study suggests.
On top of the average tuition fees amounting to almost £40,000, the research took into account living cost loans.
It predicted that some new graduate doctors will be unable to completely repay such debts before they are written off three decades later, in 2044.
Interest charges push the typical full-time male medical graduate's repayments up to £57,300 across 20 years, it said.
The average female graduate doctor repays an average of £61,800 across 26 years, meanwhile.
The report showed that male degree holders who leave with £50,000-plus debts usually repay them more quickly than female ones, due to their typically higher annual salaries.
The British Medical Journal published the findings.
Copyright Press Association 2015