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Mutual Benefits 2019 - Terms and Conditions


Mutual Benefits 2019 - Terms and conditions

1. Mutual Benefits 15% discount applies only to new and renewal insurance policies sold by Wesleyan Financial Services Limited (WFS). This can be used alongside additional discounts that may be offered by Wesleyan Financial Services Limited.
2. Members qualifying to receive Mutual Benefits offer will be entitled to 15% off the total premium of the insurance policy and ancillary products, which includes fees and charges (excluding charges for paying monthly instalments). To claim the discount, please let WFS know that you are entitled to a reduction in your insurance premiums when you apply for an insurance policy.
3. The offer can only be used by the recipient for an insurance policy where they are the policyholder and it is not transferable.
4. The offer can only be redeemed against applications for:
a. home insurance (buildings, contents or combined), motor insurance (including family fleet), high net worth home insurance, high net worth motor insurance, non-standard home insurance, landlord's insurance and gap insurance.
b. travel insurance made online at www. wesleyan.co.uk/mutualbenefits.
c. surgery insurance and other commercial insurance (except Professional Indemnity Insurance).
d. If you would like a list of all personal and commercial insurance products that we offer, please contact us on 0808 301 4440.
5. The offer is only available to individuals who are qualifying members of the Society and With Profits policyholders (excluding those whose only policy is a pension policy) as at 31 December 2018.
6. The offer is only valid in respect of insurance policies which come into effect on or after 1 January 2019 and before midnight on 31 December 2019.
7. No cash alternative will be offered.
8. The offer does not affect your statutory cancellation rights.
9. We are unable to offer insurance in the Channel Islands or the Isle of Man.
10. Any offer of insurance is dependent on the risks being acceptable to underwriters and exclusions may apply.
11. The Mutual Benefits offer is only available with approved policy applications.
12. The Mutual Benefits offer is only available as one discount per policy but you can use your Mutual Benefit discount on multiple products.
13. If the policy is cancelled the refund will be calculated in relation to the proportion of time you held the policy before any refund is paid on cancellation, after the discount and less any charges or fees.
14. Wesleyan reserves the right to withdraw this offer at any time by notifying members. 
15. These Mutual Benefits 2019 Terms and Conditions apply in addition to the Wesleyan General Insurance Terms of Business Agreement and are subject to English law and the exclusive jurisdiction of the English courts.

'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

Click for more information about the Wesleyan group of companies.

© 2019 Wesleyan Assurance Society