Office Insurance

Key features:

  • Protecting you against the loss of, or damage to, buildings, contents and equipment
  • Interruption to business and loss of income cover
  • Legal cover for protection against issues such as contractual disputes and tax investigations
  • Protect against liability claims from employees and third parties
  • Cover for employee dishonesty and fraud
  • No deposit, 0% interest - on monthy instalments for the first year of new policies
Apply Online now

Call us free on 0808 296 3009

Monday to Friday 9.00am - 5.00pm
Alternatively, fill in our contact form and we'll call you back

Why choose us?


20% off Office Insurance*

*Terms and conditions apply

Guiding you through the complexity of business insurance is our primary goal

Managing a business can be challenging, let alone the risks it can bring. We understand that you want to ensure you can continue to concentrate on running your business, should the unexpected happen.

That’s why, regardless of the size of your business, Wesleyan Financial Services work with a panel of leading insurers to provide comprehensive office insurance cover that specifically meets the needs of your busy office. And it’s flexible to include both standard and optional cover, giving you the tailored protection your office needs. 

Leave it in our expert hands, to find the best cover that suit your business needs.

Our office insurance has many features and benefits.  Some of the cover includes:

  • Public Liability - up to a £10m limit of indemnity
  • Employers' Liability - with a £10m limit of indemnity
  • Business Interruption - loss of income and additional expenses covered for 12 and 24-month claim periods up to £3 million with the option to increase if required
  • Legal Expenses - cover automatically provided for up to £100,000 for things such as employment disputes, legal defence, contract disputes and tax protection
  • Computer breakdown - cover for replacing or repairing damaged equipment
  • Fidelity guarantee - against fraud or dishonesty of a partner, associate, assistant, trainee or legal support staff
  • Accidental damage to buildings - with cover including fire, theft, vandalism, impact, storm, flood, subsidence, heave and landslip
  • Accidental damage for contents - covering losses from causes including fire, theft, vandalism, impact, flood and water damage with excesses as low as £250 for all claims, including escape of water incidents

What's not included:

  • Building and contents - Wear and tear and gradual deterioration, vermin, rust damp or mildew
  • Business interruption - Any business interruption from compulsory closure
  • Compter breakdown - loss or destruction of or damage to any computer equipment caused by malicious persons, hacking, virus or similar mechanisms. For this cover, you may need Cyber and Data Insurance.

Optional features available to enhance your cover, at an additonal cost:

  • Excess Protection – reimburses the excess you pay following the successful settlement of a claim up to £2,500
  • Emergency Assistance - cover for emergency incidents such as heating breakdown, flood damage and loss of power - up to £1,000 per claim
  • Engineering Inspection - for lifts and escalators
    Limits, exclusions and charges do apply.

Before you apply for Office Insurance, we recommend that you read the following document:

Commercial -  Terms of Business Agreement

Download Adobe Reader

Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.

Risk must be acceptable to underwriters at normal terms.

Wesleyan Financial Services Ltd is a broker and our insurance products are provided by a number of insurers.

Call us on 0808 296 3009 Fill in our proposal form and we'll call you back.

'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

Click for more information about the Wesleyan group of companies.

© 2021 Wesleyan Assurance Society