Insurance for multi homes, travel and boats

Multiple properties insurance

When you own more than one property, it can be quite time consuming to arrange insurance for each separate home. Wesleyan can take that stress away by arranging a single policy and renewal date for all your properties.

Whether you have a holiday home, a flat in the city used during the working week or maybe one or more let properties, we can arrange cover for your additional houses or flats, both in the UK and abroad.

With your own Personal Client Manager, you can be confident that you will have an exceptional level of service, who can arrange the insurance for your property portfolio.

Residential Landlord insurance

If you're renting out a property, it's important to make sure that you have adequate insurance not only for the building itself but also for any issues associated with renting property, such as unpaid rent . After all, you'll want to protect your investment.

Whether you want buildings cover and possibly contents cover, if you're renting out a furnished property, you can be confident that Wesleyan can find the right policy for you.

Cover can include:

• accidental damage
• theft
• unpaid rent and legal disputes

What's not covered:

• Employers Liability
• Any loss caused by wear and tear
• Loss or damage whilst the buildings are undergoing any structural repairs, alterations or extensions
• Any loss or damage caused by cooking in rooms other than rooms that are fitted and designed as kitchens

Limits and Exclusions do apply

Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.

Travel insurance that goes a long way

When you're away from home, we understand that you want to know you will be taken care of, should anything go wrong.

That's why travel insurance from Wesleyan, with its worldwide cover, will give you peace of mind, especially if you enjoy more adventurous breaks and often travel to places off the beaten track. Your worldwide travel insurance can be extended to include cover for:

• Cancellation or curtailment - up to £15,000
• Missed departure - up to £1,000
• Personal accident  -  up to £50,000
• Delayed baggage - up to £1,000
• Loss of passport - up to £1,000
• Travel delay - up to £750
• Medical expenses - up to £10m
• Legal expenses - up to £100,000

What's not covered

There are some areas which the travel policy cannot cover. Here are some of the things that are excluded:

• Age restrictions may apply depending on the insurance provider
• Travel to a destination which the Foreign & Commonwealth Office has advised against all or all but essential travel
• Pregnancy within 12 weeks before and 12 weeks after the estimated date of delivery
• Any trip that is undertaken for the purpose of obtaining medical treatment (whatever the nature of this treatment) or against the advice of a medically qualified doctor or after being given a terminal prognosis

Limits and Exclusions do apply

Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.

Whether you own a boat or small craft, and whether you use it on coastal waters or inland waterways, we work with specialist private client insurers to provide comprehensive cover based on your individual needs.

Cover can include:

• loss or damage to your craft by fire, theft, accident, or malicious damage
• loss or damage to personal effects
• Third Party and Passenger Liability cover
• loss or damage whilst in transit by road, rail or sea, excluding Third Party Claims whilst in transit by road
• racing risks cover for small sailing yachts
• a bespoke policy for craft with a value in excess of £1million

What's not covered

• Registration  - Any craft registered outside of the United Kingdom
• Transit by road  - any loss or damage arising from an incident which occurs during the transit of your craft by road
• Racing - Any craft participating in racing, speed testing, competitions or trials

Limits and Exclusions do apply

Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.