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Top 10 Travel Tips - Keep safe and healthy

Top 10 Travel Tips - Keep safe and healthy

Being safe and healthy on holiday, wherever you are adventuring to, is a top priority for most. So here are some tips to give you some peace of mind whilst travelling, for both you and your family.

1. Get your travel insurance at the same time you book your flights and accommodation

Imagine this, you have booked a fortnight in the Mediterranean but four weeks before you fly out, you have an accident and you're badly injured.  You're scheduled to have much needed surgery during the time you're supposed to be on holiday, so you have no choice but to cancel your expensive and long awaited trip.  But you can't claim on your travel insurance because even though you have already bought it, it's only valid from the first day of travel.......

It's a common issue but many don't schedule to start their travel insurance until the start of their holiday.  If anything unexpected happens in the weeks or days before your trip, you want to make sure you're adequately insured, so make sure your travel insurance is valid as soon as you book your holiday. 

2. What activities are you planning on your holiday?

Make sure that your travel insurance covers you and your family for high-risk activities you plan to undertake, e.g. skiing, extreme and water sports. You may even need additional cover for more adventurous holidays such as safaris.

3. If you're travelling to Europe, don't forget your EHIC!

A valid European Health Insurance Card (EHIC) gives you access to state-provided healthcare, at the price which locals pay. This could be at a reduced cost or sometimes free. The EHIC itself is free but just watch out as some charge to help you apply, but this isn't necessary.

But a word of warning - the EHIC card doesn't replace travel insurance! The EHIC only covers medical care that is necessary until your planned return home.  For example, it won't cover the cost of coming home early if you aren't well. So it's essential that you have both a valid EHIC and a valid travel insurance policy.  It's also worth noting that the EHIC doesn't cover cruises.

What happens to the EHIC, now that the UK is planning to leave the EU? In the long-term, we're not sure of the EHIC's future in the UK, however in the short-term, whilst we're still members of the EU, we can still use it, so take it with you.

4. Know what the risks are before travelling, so you're prepared.

Even before you book your holiday, check the website to get up to date foreign travel advice and continue to check them regularly leading up to your break and/or follow their twitter account.  It could flag up any issues that could affect you on your trip such as health scares, natural disasters to pending strikes and restrictions on banking services such as in Greece.

5. Keep copies of your travel documents

Scan copies of your passport, insurance policy, itinerary and other essential travel paperwork and email it to yourself or use a secure cloud storage service. Give online copies to travelling companions as well as family or friends at home as a back up.   It's handy if you lose your travel documents and you need to get easy access to them.

6. Stay healthy on your holiday!

There's nothing worse than getting ill on or just after your holiday and so it's wise to put all the necessary precautions in place to make sure you stay healthy on your holidays! For travel health advice, refer to the NHS website. If you're going to more exotic places, you may need vaccinations and medication. It's best to get advice from your GP as soon as possible - especially as you may need to get your jabs and take medication for a certain period of time before you travel to your destination.

7. Check your H2O

Most people know that it's best to drink bottled water when abroad, in particular in developing countries. However it's a common trick by some to refill bottles with tap water, so always be specific and ask for an unopened bottle of water so you can check for yourself that the seal hasn't been tampered with. Also avoid having ice in your drinks, as it's likely to be made from tap water.

8. First-aid

Pack a mini first-aid kit with at least the basics such as plasters, bandages, painkillers and antiseptic cream. Depending on where you're travelling to, you may not be able to buy medical supplies that you can back at home. Or being in an unknown area, you might not be able to access it immediately.

9. Protection

It goes without saying, make sure you protect yourself from the sun using sun cream and hats. However just check the best before date on the sun cream before you use it!

10. Stay alert!

Be aware of your surroundings when you're in unfamiliar areas. You're an easy target for pickpockets, if you look like a tourist. Keep valuables out of sight or better still, keep them at home. Also trust your instincts. If you do manage to walk or drive into an area, where you feel uncomfortable, try not to give yourself away. Just walk away confidently but quickly out of the area.

Knowing that you and your family are adequately insured and prepared for your forthcoming travels, will help you enjoy your holiday.

Wesleyan provide tailored travel insurance for individuals, couples and families for both professionals and those working in the medical field . It gives you peace of mind should anything unexpected happen with your holiday or travels. On backpacker and annual policies, we'll even provide you with a 24/7 concierge service so that you can get help with anything from pre-travel advice and vaccinations to transport, hotel arrangements and restaurant bookings.

Find out more about Travel Insurance for Professionals.

'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

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