Personal Income Protection Plan

  • Regular monthly benefits paid to you if you cannot work due to an illness or injury which leads to loss of earnings
  • Flexible options which enable you to adapt your plan as you progress through your career and as your needs change
  • Care and support services that provide practical help to you when you need it most
  • Benefits that dovetail with the NHS sick pay scheme meaning that your income is always covered
  • Cover that stays with you even if you change occupation
  • Cover that is available up to age 70

 You insure your home, your car and your mobile phone. Even the dog. So why not your income?

Could you continue to cover your basic day-to-day living costs, household bills, rent or mortgage repayments if you unexpectedly suffered an illness or injury that prevented you from working? 

You may be entitled to sick pay and other benefits, however, these may only support you for a short period of time.

You might think this would never happen to you and of course we hope it doesn't, but it's important to recognise that no one is immune to the risk of illness and injury.

If you work in the medical, dental or legal professions, a Wesleyan Personal Income Protection Plan can provide you with a tax-free income to replace some of your earnings, if illness or injury stops you from working. This could help you pay bills and cover other expenses like your mortgage payments.

Defaqto 2021 logo

For doctors and dentists, benefits payable in the first five years are tailored to specifically fit around the NHS sick pay scheme, meaning that when sick pay reduces or stops, your income protection benefits will start.

Income protection can help safeguard you and your family against an unexpected loss of income so you have one less thing to worry about, leaving you to focus on your recovery. 

The plan will continue to support you until you are well enough to return to work, if necessary, right up to your chosen retirement age.

Visit our Income Protection Digital Centre for useful articles, case studies and calculators.

For further information about Income Protection for Teachers, please follow the link.

Watch Deepa's story

Watch Deepa's story

Deepa, a Child Psychiatrist took out a Personal Income Protection Plan in 1993, the day she qualified as a doctor.
Could it happen to you

Could it happen to you

Use our calculator to find out the likelihood of you suffering an illness or injury.
Call us free on 0808 252 3790 Monday to Friday 8.30am - 5.30pm
Call us free on 0800 092 1990 Monday to Friday 9.00am - 5.00pm

'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

Click for more information about the Wesleyan group of companies.

© 2021 Wesleyan Assurance Society