Personal Income Protection Plan for Medical Students and Newly Qualified Doctors

Key features:

  • Cover for you as a student and then as a newly qualified doctor
  • Wesleyan pays the premium on your behalf for cover in your final year of studies
  • Benefits payable are tailored to fit specifically around the NHS sick pay scheme
  • Flexible cover options to adapt to your future career and lifestyle changes

Protect yourself. Protect your future.

Wesleyan can help you to ensure that your financial health doesn't suffer if you become unable to continue your medical studies or work due to an illness or injury.

A Wesleyan Personal Income Protection Plan can provide you with a tax-free income, which can help you to meet your outgoings, such as bills or rent, should you become ill or suffer an injury that prevents you from studying or practising as a doctor.

Wesleyan will cover the cost of your Personal Income Protection Plan throughout your final year of study. And when you become a newly qualified doctor you can benefit from specially discounted premiums for up to five years. 

As a plan designed specifically for new doctors, benefits payable in the first 5 years are tailored to specifically fit around the NHS sick pay scheme, meaning that when sick pay reduces or stops, your income protection benefits will start.

To qualify for benefit, your illness or injury must prevent you from completing your studies or, once you are working, from following the occupation you were engaged in at the time.

If, once you qualify, you stop paying premiums you won't get any money back and will no longer be covered.

Visit our Income Protection Digital Centre for useful articles, case studies and calculators.

Call us free on 0121 335 3409 Monday to Friday 9.00am - 5.00pm

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Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

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