• Apply for your Student Income Protection
  • The Next Step
  • Find Your SLM
  • General Enquiry
  • Income Protection

    Did you know you can get income protection as a student and we will cover the cost on your behalf, meaning nothing for you to pay?

    We believe it's never too early to start planning and protecting your finances - in fact, the sooner the better. Because of our many years' experience protecting doctors and dentists, we know how important it is that you get some degree of cover as soon as possible.

    We recognise this need for cover at student stage and are the only UK financial company to offer this to students.

    We've specially designed our income protection, to fit around you as a student, your career, and your NHS benefits. 

    The key point is that you need to ensure you take out your income protection cover as soon as you can, before you get started in your career. The NHS sick pay scheme is ok, but as we all know, the NHS is stretched, so they can only afford to help you in the short term.

    It is your responsibility to have your own cover in place to make sure that you're protected fully for the long term.

    For more information about your policy, download the relevant document below.

    Apply for your Student Income Protection


    What is income protection?

    - A plan that pays you a regular tax-free income if you can't work due to illness or injury

    - Or, if you're a student and illness or injury means you are unable to continue with your studies and this is likely to lead to a delay in you qualifying, it can pay you a regular monthly income to help with your expenditure

    - Benefits are payable for up to 2 years (or until you recover, if sooner)

    Downloads

    Income Protection Plan for Student and Foundation Doctors

    Download the KFD

    Key Features of Income Protection Plan for Medical & NQ Doctors

    Download the KFD

    Key Features of Income Protection Plan for Dental and NQ Dentists

    Download the KFD

    Final Year Photo

    One of our most long-standing and popular traditions in the medical and dental schools across the UK, is that we arrange your final year photo, and each of you will get a free copy as a gift from us at the end of the year. Your final year photo will be organised by your student liaison manager.

    Register for your final year photo


    Elective Travel Insurance

    Now you've probably got a lot of things on your to do list when planning an elective  - sorting out your placement, making sure you have a passport, buying your plane tickets, booking your accommodation, packing your camera and the list goes on.  But have you got elective travel insurance your checklist? 

    Travelling abroad for your elective is most likely to be one of the highlights of your medical training.  So you'll want to make sure you're prepared should anything unexpected happens. 

    That's why elective travel insurance should be one of the first things you should get……even before booking your flight. 

    What's covered

    Special elective insurance features:

    - Final exam re-sits - Cover for loss of travel and accommodation expenses if you need to cancel or cut your elective trip short and return to the UK to re-sit your exams during your elective or up to 28 days after your elective end date. Cancellation or curtailment cover up to £1,500
    - Needle-stick/sharp injury
    - Cover up to £10,000
    - Exposure to biological fluids - Cover for additional travel accommodation costs to receive treatment (cover up to £5,000) or courier costs to transport post exposure prophylactic agents, devices or measures to you (cover up to £1,000)

    Find out more about Elective Travel insurance


    What's not covered

    There are some areas which the travel policy cannot cover. Here are some of the things that are excluded: 

    - Travel to a destination which the Foreign & Commonwealth Office has advised against all or all but essential travel
    - Pregnancy within 12 weeks before and 12 weeks after the estimated date of delivery
    - Any trip that is undertaken for the purpose of obtaining medical treatment (whatever the nature of this treatment) or against the advice of a medically qualified doctor or after being given a terminal prognosis


    Limits, exclusions and charges apply.
    Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable at normal terms.This link can be found when you enter the online quote. You should read these thoroughly before proceeding.

    The Next Step

    Taking the next step from one life stage to another will have it's twists and turns. So, wouldn't a few pointers be great?

    Your luck's in! The Next Step gives medical and dental students advice and information to make the transition into the workplace a little easier.

    Bourne from tradition of giving back and designed in collaboration with final year students, we developed The Next Step Live which tours Medical and Dental schools all over the UK throughout the year.

    Find out more about The Next Step


    To support this, our content hub is full of blogs and articles written by junior doctors and dentists, to ensure you get the support you need as you move into foundation year.

    From video's, podcasts, competitions, events, news and more, make sure you follow us on our social channels to keep up to date.

    The Next Step's a big one - make it count!

    Life stage

    Your career path

    How Wesleyan supports

    Life stage

    Through university,
    graduation and
    transitioning into working life.

    Specialist financial advice

    • Financial education programme, The Next Step
    • Student Income Protection
    • Gadget insurance
    • Savings options

    Financial advice is provided by Wesleyan Financial Services.

    Buying a home, starting a family

    Putting down roots,
    becoming a home owner,
    becoming a parent.

    Your mortgage is secured on your home. Your home may be repossessed if you do not keep up your repayments.

    Specialist financial advice

    • Saving for a deposit
    • Whole of market mortgage advice
    • Saving for you and your family’s future
    • Protecting your income and your home

    Wesleyan Financial Services acts as a broker.

    Financial advice is provided by Wesleyan Financial Services.



    Starting a business

    Starting your own business,
    becoming a partner,
    buying a practice.

    Specialist financial advice

    • Commercial funding range including loans and asset finance
    • Commercial protection and insurance options

    Wesleyan Bank acts both as a broker and a lender.

    Financial advice is provided by Wesleyan Financial Services.

    Building your wealth

    Saving for you and your family's future including planning
    retirement options.

    Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

    Specialist financial advice

    • Range of saving and investment products
    • Buy to Let Mortgages advice and Landlord Insurance
    • Retirement planning advice backed by specialist knowledge of occupational pension schemes
    • Retirement options including Pension, Flexible Access Drawdown and Annuities

    Financial advice is provided by Wesleyan Financial Services.

    In Retirement

    Ensuring a comfortable retirement
    and that inheritance affairs are in order.

    Inheritance Tax Planning is not regulated by the Financial Conduct Authority.

    Specialist financial advice

    • Retirement range including Flexible Access Drawdown and Annuities
    • Inheritance Tax Planning/Capital Gains Tax Planning

    Financial advice is provided by Wesleyan Financial Services.

    Your career path

    How Wesleyan supports

    Life stage

    Through university,
    graduation and
    transitioning into working life.

    Specialist financial advice

    • Financial education programme, The Next Step
    • Student Income Protection
    • Gadget insurance
    • Savings options

    Financial advice is provided by Wesleyan Financial Services.

    Buying a home, starting a family

    Putting down roots,
    becoming a home owner,
    becoming a parent.

    Your mortgage is secured on your home. Your home may be repossessed if you do not keep up your repayments.

    Specialist financial advice

    • Saving for a deposit
    • Whole of market mortgage advice
    • Saving for you and your family’s future
    • Protecting your income and your home

    Wesleyan Financial Services acts as a broker.

    Financial advice is provided by Wesleyan Financial Services.



    Starting a business

    Starting your own business,
    becoming a partner,
    buying a practice.

    Specialist financial advice

    • Commercial funding range including loans and asset finance
    • Commercial protection and insurance options

    Wesleyan Bank acts both as a broker and a lender.

    Financial advice is provided by Wesleyan Financial Services.

    Building your wealth

    Saving for you and your family's future including planning
    retirement options.

    Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

    Specialist financial advice

    • Range of saving and investment products
    • Buy to Let Mortgages advice and Landlord Insurance
    • Retirement planning advice backed by specialist knowledge of occupational pension schemes
    • Retirement options including Pension, Flexible Access Drawdown and Annuities

    Financial advice is provided by Wesleyan Financial Services.

    In Retirement

    Ensuring a comfortable retirement
    and that inheritance affairs are in order.

    Inheritance Tax Planning is not regulated by the Financial Conduct Authority.

    Specialist financial advice

    • Retirement range including Flexible Access Drawdown and Annuities
    • Inheritance Tax Planning/Capital Gains Tax Planning

    Financial advice is provided by Wesleyan Financial Services.