Mortgage guides

For many people, securing a mortgage is one of life’s biggest milestones. But navigating the property market isn’t always easy, so it pays to be prepared. We’ve compiled some handy guides to help you at every stage – from buying your first home to building up your property portfolio.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up your repayments.

Buying your first home

Stepping onto the housing ladder can be as daunting as it is exciting. This guide takes you through the basics of a mortgage and how you can increase your chances of a successful application.

A guide to applying for a mortgage

In this guide, we'll talk you through what you can expect at each stage of applying for a mortgage - from cleaning up your credit score to getting your official mortgage offer.

Five things to consider when looking for a mortgage

From understanding APR to cleaning up your credit score, here are some handy tips to help you find a great deal.

A guide to saving for a house

First-time buyer? This guide gives you the keys to saving for your home, including how to build your deposit and the types of savings accounts you might want to consider.

Schemes to help you save for a house

Finding it hard to get onto the housing ladder? This guide looks at several schemes to make home ownership a little easier, including options for shared ownership.

Fees to watch out for when buying a house

When you’re saving for a new home, there’s more to consider than your deposit. From solicitors’ fees to buildings insurance, here’s what else you might need to save for.

Stamp duty explained

Are you buying a residential property or piece of land in England or Northern Ireland? If so, you may have to pay stamp duty tax. Learn more in our guide.

Mortgage guide for doctors

From complex contracts to credit score considerations, this guide looks at how medical professionals can avoid a housing headache.

Mortgage guide for dentists

Having a self-employed status and multiple incomes can make it difficult for dentists to secure a mortgage, but it doesn’t have to be that way. Learn more in our guide.

Mortgage guide for teachers

Have you done your homework on home-buying? Specialist Financial Advisers from Wesleyan Financial Services can search the market to find the best mortgage deal for you.

Interest-only vs repayment mortgage

When taking out a mortgage, you'll need to decide how to repay it. But which method should you choose? Read more on interest-only vs repayment mortgages.

A guide to remortgaging

For most people, mortgages are life’s biggest expense – so switching to a new deal can be a big money saver. Whatever your reason for remortgaging, we can find the right deal for you.

Remortgaging for home improvements

Whether you’re looking to build an extension or renovate existing rooms, changing your mortgage is one way to fund home improvements. Explore the pros and cons of doing so here.

Self-employed mortgages guide

Are you self-employed and looking to get a mortgage? From proving your income to supplying the right documents, find out everything you need to know.

Buy-to-let mortgage guide

What is a buy-to-let mortgage? And who is eligible to get one? Whether you're a first-time landlord or building up your property portfolio, read more in our guide.