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    Retirement Club insights

    Articles and guides to help you at each stage of retirement

    At retirement Pre-retirement In retirement Financial planning Investments NHS Pension Scheme Pensions

    Blogs News Podcasts Videos
    Young couple walking together holding hands
    17 January 2025

        9 min

    Investing for retirement

    However far away retirement might be for you, it’s never too early to start thinking about how you’re going to fund it. In this guide, we share everything you need to know about investing for your future.

    Financial planning Pre-retirement Investments
    Mature couple looking out over a river
    17 January 2025

        5 min

    Guide to inheritance tax planning

    With lots of rules, exceptions and reliefs, inheritance tax can get quite complicated - but it doesn't have to be. Find out more in this guide, including what you need to know about the nil-rate band.

    Financial planning In retirement
    Mature woman stood with tree
    13 January 2025

        2 min

    Deferring your pension benefits

    Deferring your pension benefits isn’t always as straightforward as it sounds, and it’s important to check any conditions with your pension provider before making any decisions. Read more.

    Pensions At retirement
    Retired couple look on at family walking together
    02 January 2025

        8 min

    A guide to annuities

    An annuity, or guaranteed pension income, is one of the ways you can use your pension pot to fund your retirement - but it's important to do your research. Read more in this guide.

    Financial planning Pensions At retirement
    Woman at desk with computer looking at papers
    09 December 2024

        5 min

    What are McCloud Remediable Pension Savings Statements?

    Madeleine Dowling, Technical Team Lead at Wesleyan, explains the background to the McCloud remedy, what the RPSS are, and what recipients of them should be doing now.

    Pensions Pre-retirement NHS Pension Scheme
    Mature man in chair looking through window at younger woman looking at the landscape
    04 September 2024

        5 min

    Introduction to estate planning

    Worried about inheritance tax eating into your estate? Proper estate planning can help you leave more to those you love most.

    Financial planning In retirement
    Young woman sat at pottery wheel
    04 September 2024

        5 min

    IHT and lifetime gifts

    Gifting assets when you're still alive is a common inheritance tax strategy. Here are rules around what you can give, and when.

    Financial planning In retirement
    23 July 2024

        5 min

    Partial retirement vs. retire and return

    Considering a flexible retirement? Here we discuss partial retirement vs. retire and return - and the potential benefits and challenges.

    Pensions At retirement NHS Pension Scheme
    Silhouette of couple looking at sunset at top of hill
    18 July 2024

        6 min

    Will getting a divorce affect my NHS pension?

    Here, Specialist Financial Adviser at Wesleyan Financial Services, Karen Watson-Brown, discusses how getting a divorce could impact your NHS pension.

    Financial planning In retirement NHS Pension Scheme
    Couple reading a book together
    03 June 2024

        6 min

    Investing in funds

    Find out what managed funds are, how they work and how to start investing in them - as well as handy tips on diversification, affordability and tracker funds.

    At retirement Investments
    Woman doing yoga
    24 May 2024

        3 min

    Taking a flexible pension income

    A pension drawdown, otherwise known as a flexi-access drawdown (FAD), is one way you can take your pension. Find out more about whether pension drawdown is right for you in this guide.

    Pensions At retirement
    Retired couple look on at family walking together
    19 February 2024

        5 min

    Four steps to plan your estate

    If you’re thinking about estate planning but aren’t sure where to start, we’ve put together a few steps to help you get your finances in order. Read more here.

    Financial planning In retirement
    Woman sat in chair on a laptop
    13 February 2024

        4 min

    The benefits of partial retirement

    Here we highlight the potential benefits of taking partial retirement. Read more.

    Pensions Pre-retirement NHS Pension Scheme
    22 October 2023

        3 min

    Taking a flexi approach to retirement

    Thinking about accessing your pension savings while you work? From how you can start to slow down to potential tax implications, see how you can take a flexi-retirement.

    Financial planning At retirement
    11 July 2023

        3 min

    The abolished LTA – a time-limited pension opportunity?

    In this article, Neil Richardson, Dental Regional Manager at Wesleyan Financial Services, discusses the abolishment of the Lifetime Allowance (LTA).

    At retirement NHS Pension Scheme
    Man drinking tea in a van in camping gear
    16 August 2022

        8 min

    Guide to retirement planning for medical professionals

    Are your retirement plans in good health? The further you plan in advance, the more comfortable a retirement you're likely to enjoy. Find out more in this guide.

    Pre-retirement NHS Pension Scheme
    Couple in convertible car driving towards sunset
    16 August 2022

        6 min

    NHS pension and early retirement

    How early can you retire from the NHS? From how benefits are calculated to key tax considerations, find out everything you need to know in this guide.

    Pre-retirement NHS Pension Scheme
    Woman sits on sofa with a mug looking at a tablet
    15 August 2022

        4 min

    NHS Pension Scheme guide for practitioners

    In this guide, we talk through how the NHS Pension Scheme works for GPs and General Dental Practitioners - including key differences between each of the schemes.

    Pensions Pre-retirement
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