Home insurance during extension and building works

Key Benefits

  • Occupied and unoccupied properties cover available
  • Cover available even if building work has already started
  • Buildings, contents and contracts work cover available
  • Temporary or annual cover available

Why choose us?

Having an extension or building works done to your home?

If you're scheduling an extension onto your home, it's important to make sure that you have adequate insurance in case anything goes wrong.

Your home is one of your most valuable assets. As a broker, Wesleyan Financial Services search a panel of leading home insurance providers for you to find the best policy tailored to meet your needs.

Standard home insurance policies can leave your home vulnerable during building work. They don't necessarily cover the work, materials on site and the liability exposures. With the policies that we offer, we can cover you annually or temporarily while your extension or building work is ongoing. Once the work is finished you can then have a new quote for your home insurance.

Occasionally clauses in a builder's contract may require your home insurance to be in joint names with the builders / contractors. This can potentially remove your insurers' subrogation rights - an insurer's right to legally pursue a third party that caused an insurance loss to the insured. We work with a panel of insurers that can protect you in these situations by either covering the home and the building works, or just the home itself.

Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal terms.

Wesleyan Financial Services is a credit broker. Premium finance is provided by Premium Credit Ltd. who pay variable commission to us which could impact the interest rate you pay, now or in the future.

Important information
Before you apply online for Home Insurance, we recommend that you read the following documents:

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'WESLEYAN’ is a trading name of the Wesleyan Group of companies.

Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

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