Own a home with an adverse claims history? Let Wesleyan Financial Services find the right cover for you.
- Get matched with insurers who understand your claims situation
- Receive personalised advice from our insurance specialists
- Enhance your policy with Total Home Protection
- Eligible Wesleyan members receive 20% off the cost of their premium*
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We find cover that doesn’t discriminate
Has your current insurer refused to renew your policy? Have your premiums increased on the back of multiple claims? If your claims history has made it difficult for you to get standard home insurance, we’re here to help.
We work with a panel of providers that understand the situation you’re in. Once you’ve shared your claims history with the team, we’ll go back to our panel to see if we can find you cover.
What's covered?
You can tailor your policy to suit the level of protection you need for your home. Your policy can include:
- Loss or damage
- Personal belongings
- Alternative accommodation
- Garden cover
- Trace and access cover
- Damage to additional items
Cover if your home is broken into and your possessions are stolen, or your buildings or items are damaged by natural events like fires, storms or floods.
Whether you’re at home or away, your belongings are protected.
You’re protected if your home isn’t fit to live in following an insured event (like a fire or a flood). Get alternative accommodation for you, your family and your pets.
For those with green fingers – you’re insured on your sheds, plants and equipment.
With trace and access cover, you’re not just covered for the cost of repairing a water or oil leak, but also any damage caused when tracing the source of the leak.
Get cover for items some insurers forget, like damaged solar panels, sanitary ware, cables and domestic and underground pipes.
What's not covered?
Your policy will not cover you for:
- Loss or damage on an unoccupied home
- Certain damages
- Contractors working on the premises
Depending on your chosen policy, your buildings or contents can’t be covered if you’re away for more than 30, 45 or 60 days in a row.
Such as damage caused by wear and tear, vermin and insects, fungus, damp, light, wet or dry rot.
Cover doesn’t include damage to your property or liability arising from any major works being carried out. For this type of cover, you might need renovation insurance.
Already a Wesleyan member? Save 20% on insurance
Insure your home for less as an eligible Wesleyan member. Get 20% off when you take out a home insurance policy with our exclusive member discount.
* See eligibility criteria and terms and conditions.
Enhance your cover
For extra peace of mind, you can add the Total Home Protection package to your policy. For an additional fee, you'll get cover including:
- Home emergency assistance
- Family legal expenses
A network of registered tradespeople will be on-hand 24/7 to help with burst pipes, lack of heating or no hot water.
Get protection against disputes such as employment issues and neighbour problems, up to a limit of £50,000.
- Key cover
- ID theft
Misplaced your keys or have a broken lock? The costs of a replacement or repair will be covered to save you paying an excess or losing your no claims bonus. Your car keys can be covered too.
There’s only one ‘you’, so let’s keep it that way. If your identity is stolen, you'll get a personal action plan to get it back.
Important information
Things to know before you apply
Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal terms.
Wesleyan Financial Services is a broker and our insurance products are provided by a number of insurers.
Total Home Protection is arranged and managed by Legal Protection Group Limited.
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Subsidence insurance
Get insurance for your home with a history of subsidence, to protect your property against heave, landslides and more.
Guide to home insurance with previous claims
Get a quote for home insurance with claims history
Complete the short form below and a member of the team will be in touch to discuss your quote as soon as possible.
Already have a home insurance with adverse claims history policy with us? Existing customers should contact us here.