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Investment guides

Whether it's a stocks and shares ISA or something for your retirement, investing wisely could help your money go further. Learn more with our series of guides, covering everything from getting started to the options available to you.

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Where do you start with investing?

Here is a range of guides to get you started with investing.

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Beginner's guide to investing

New to the world of investments? Here’s how to get started.

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What is diversification?

Find out how you can spread the risk of investing with a diversified portfolio.

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Short vs long-term investing

Find out the difference between investing for the long term and taking a more short-term approach.
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Avoiding investment scams

Worried about falling victim to a financial scam? Find out how to protect yourself against clone firms.

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How to invest like a pro

Learn five key principles that could help you become a successful investor.

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ISAs - a good way to start investing?

New to investing? Read this guide and see whether a stocks and shares ISA might be right for you.

Choosing the right investment for you

Investing vs saving

Not sure whether to save or invest? Learn the pros and cons of each approach.

Investing in funds

Find out what managed funds are, how they work and how to start investing in them.

All about ISAs

How do ISAs work?

A snappy but informative guide to ISAs (Individual Savings Accounts) and the annual ISA allowance.

What is a stocks and shares ISA?

Find out how an investment ISA works, and whether it's right for you.

Cash ISA vs stocks and shares ISA

Which is the better option for achieving your financial goals?

How do ISA transfers work?

Providing all the answers on transferring an ISA, learn how to move your money from one ISA to another.

ISA allowance 2024/25

How much can you pay into an ISA each year? Find out your personal allowance and the allowances per ISA type.

How many ISAs can I have?

How many ISAs can you have, and how many can you pay into in a single tax year? Our guide has the answers.

Stocks and shares ISAs and inflation

Can a stocks and shares ISA protect your money from rising inflation? Read this guide to find out more, along with how inflation can affect savings.

Pension or ISA?

Which is better when it comes to saving for retirement? Learn about accessibility, tax implications and more, in our comprehensive guide. 

Are ISAs subject to IHT?

Find out the rules surrounding ISAs and Inheritance Tax (IHT), including payments into Junior ISAs.

Investing for your child's future

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Investing for children

A handy guide to saving and investing for your children’s future.

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Junior ISAs explained

A comprehensive look at Junior ISAs, what's available and everything else you should know before opening one for your child.

Other investment guides

Should I consolidate my investments?

Discover the potential benefits of merging your investments into one account, how to go about it and what to consider before doing so.

What is pound cost averaging?

Find out what pound cost averaging is, how it works, and what the potential advantages and disadvantages of 'drip-feeding' your money into an investment are.

A guide to commercial investments

Do you have surplus cash sitting in your business bank account? Learn how commercial investments could help you grow your money and beat the effects of inflation.

A guide to saving for a house

First-time buyer? Here are the keys to saving for a home.

Investing for retirement

A look at how you can fund your future, and why it pays to start planning now.

Need help with investing?

For expert advice on where to invest your money, speak to a Specialist Financial Adviser from Wesleyan Financial Services.

Always bear in mind the value of investments and any income can go down as well as up. You may get back less than you invest.