Is your dental practice at risk?
Owning and managing a dental practice can offer many rewards. But it also comes with some potential risks you may not be prepared for. That's why it's important to make sure your business is adequately protected.
As a lifelong partner to dentists, we understand how hard you’ve worked to create a life for you and your family – but are you protecting it as best you can?
Whether it’s being diagnosed with a critical illness or losing one of your key employees, it’s important to make sure you’re covered against whatever life throws your way.
At Wesleyan Financial Services, we can help you protect your income, mortgage, practice and more.
At Wesleyan Financial Services, we can help you create a bespoke protection plan tailored to your individual needs and circumstances.
Our Specialist Financial Advisers can talk you through your options, review your financial situation and advise on the right type and level of cover for you and your loved ones. They'll also be able to identify any risks, and how you can protect yourself against them.
Being off work through ill health can have a real impact on your finances. While sick pay may be enough to see you through initially, what would happen if you were unable to work for longer than expected? Would you be able to cover all of your family expenses?
Wesleyan’s personal income protection plan provides you with the peace of mind that you’re covered beyond your sick pay, paying a monthly income to make sure you can meet all your regular outgoings.
While we all hope it will never happen to us, being diagnosed with a critical illness can turn your life upside down. You may have less money coming in due to time off work, which can put a real strain on your family’s finances – not to mention the potential cost of treatment and recovery.
This is where critical illness cover can help, paying a lump-sum benefit upon your diagnosis to make a difficult time that little bit easier.
While it isn’t nice to think about, have you ever considered what would happen to your family if you were suddenly no longer around?
For what could be just a few pounds a week, life assurance can give you peace of mind that your family will be provided for when you’re gone. They’ll receive a lump-sum payout when you die, which can help to take care of the costs that soon stack up.
If something were to happen to you, would your family or partner be able to afford the mortgage payments? If they lost your income, would they also lose their home?
A mortgage protection plan can help to take these worries away. You insure your life for the full value of your outstanding mortgage. So, however much you owe on your mortgage when you die, your loved ones won’t have to struggle to keep up the repayments.
Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal term.