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Teachers' pension guidance

A range of guides to help you plan for life after the classroom
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Making the Teachers' Pension Scheme work for you

The Teachers’ Pension Scheme (TPS) offers great benefits to hard-working educators across the UK, but it isn’t the easiest to understand. Through our specialist guides, you can get help with your pension and retirement planning.

Our guides cover:

  • How much income you’ll need at different stages of retirement
  • Your options for retiring early or taking a phased retirement
  • Pension contributions, allowances and benefits

Featured guides

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Teachers’ Pension Scheme guide

Pensions can be complicated at the best of times, and the Teachers’ Pension Scheme is no exception. Discover the ins and outs of the scheme, including how much you pay in and the benefits you might be entitled to.
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Retirement planning guide for teachers

Get prepared for life beyond the classroom, with specialist advice on the complexities of retirement planning, your options for retirement, and how you can make the most of your Teachers’ Pension and retirement income.

More lessons on pensions...

Teachers’ pensions and early retirement

See how you can enjoy more free time in your later years with answers to the most asked questions on retiring early.

Teachers' pension ill-health retirement

Learn everything you need to know about applying for ill-health benefits under the Teachers' Pension Scheme (TPS) in this guide for education professionals.

Teachers' pension phased retirement

If you're looking to slow down your schedule but you're not quite ready to stop working, you can opt for phased retirement under the TPS.

Understanding lump sums

As part of the Teachers’ Pension Scheme, you can enjoy up to 25% of your pot as a tax-free lump sum.

What happens to my teachers’ pension when I die?

We know it’s not nice to think about, but it’s always a good idea to know what happens to your Teachers’ Pension when you die.

Changes to the Teachers' Pension Scheme (TPS)

Stay up to date with the latest changes to the Teachers’ Pension Scheme, including the current contribution rates for you and your employer, pension benefit updates and the latest information on the McCloud Judgement.

Webinars for teachers

Discover a series of free webinars designed especially for teachers -  focused on the financial issues that really matter to you.
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Get answers to the top TPS queries

Just want to know how much your TPS benefits are worth? Or what happens to your pension when you're off sick? We’ve compiled some handy resources to help answer your most common Teachers' Pension Scheme queries...

Start your pension education

Working in partnership with NASUWT, Wesleyan Financial Services can help you make the most of your retirement plans. We can also provide financial advice to your spouse or partner, to help you plan for retirement as a couple. Find out more about our retirement advice.

The NASUWT is an introducer appointed representative of Wesleyan Financial Services Limited.