When the end of your teaching career is approaching, Wesleyan Financial Services can help you prepare for life after the classroom. Retire how and when you want, with personalised pension and retirement advice from our Specialist Financial Advisers.
Helping to plan for the retirement you deserve
You've spent years planning lessons. Now's the time to plan for the retirement you’ve worked hard for.
At Wesleyan Financial Services, we help teachers and educators just like you, to make sense of your financial position and see how soon you might be able to call time on your career.
And when it’s time to take your hard-earned pension, we’ll explore your options for collecting your cash and investing your lump sum.
Minding the pension gap
No matter your age, it’s wise to plan for your post-classroom years.
Changes to your workplace pension and government policy can lead to shortfalls in your pension and impact the retirement you’ve been dreaming of.
In this video, Wilf Moralee, chartered financial planner at Wesleyan Financial Services explains how we can help you to avoid gaps in your pension to get the retirement you deserve.
What our customers say...
95% of teachers agree their Specialist Financial Adviser demonstrates knowledge of their profession
95% of teachers rate their Specialist Financial Adviser as very good or excellent
95% of teachers agree that Wesleyan Financial Services makes them feel valued as a customer
Retire your way
Here are some of the retirement options we can discuss with you.
Ease into retirement
There’s no one-size-fits-all approach to retirement. That’s why we’re here to help you retire when and how you want.
For some, this means slowing down before stepping away. If you’re looking to gradually transition into retirement or dip into your pension pot while you continue to teach, we can help you with any additional planning.
Step back sooner
If you're thinking about retiring early, it's important to consider how this could affect your pension. Retiring sooner means contributing less, so careful planning is essential.
We can help you understand how much you’ll need to retire early and what it could mean for your Teachers’ Pension benefits. If you have Additional Voluntary Contributions (AVCs) with Prudential, these can be added to your plans too.
How our advice works
There’s a couple of ways we can support you when you’re ready to talk to us.
Our Specialist Financial Advisers can provide a full review of your financial situation and help you to build your retirement plan, or our team of Education Support Specialists can help you with a range of specific queries.
Book your appointment today and we’ll provide the support that’s right for you.
Charges may apply. We will not charge you until you have agreed the services you require and the associated costs. Learn more about our charges here.
Please note, we are not authorised to advise on pension transfers into the Teachers' Pension Scheme (TPS). You will need to speak to the TPS if you want to explore this option.
Just need a question answered on the TPS?
We realise you don’t always need the full financial planning treatment. Sometimes, you just want an answer to a question. That's why we’ve compiled a range of handy guides and resources, to help answer your most common Teachers' Pension Scheme queries...
If you want the latest retirement resources delivered straight to your inbox, consider joining the Retirement Club for Educators from Wesleyan Financial Services. As a member, you’ll have access to tools and guides before they’re available on our website.
Frequently asked questions
Your adviser will explain any charges as part of an initial conversation. This conversation is at no charge, and allows you to agree the areas in which you would like our help and advice.
You will only be charged once you have agreed the services you wish to receive from us, and the associated costs.
If you’re meeting with a Specialist Financial Adviser, it can be handy to have your questions ready, as well as any information or documents relating to your finances.
This could include any savings and investments, your current Teachers’ pension statement and any life insurance or income protection policy details.
You may also be asked to complete a ‘Financial Outline’ ahead of the session. This enables you to tell your Adviser about your current circumstances and future goals, so they can prepare an appointment tailored to you.
If you choose not to complete the Financial Outline in advance, you’ll need to do it as part of your appointment.
An initial meeting with a Specialist Financial Adviser will last around one hour, although it does depend on the complexity of your circumstances.
A meeting with an Education Support Specialist will usually be shorter, and the appointment itself may be quicker to arrange.