Own a home with a history of subsidence? Let us find the right insurance for you from our panel of specialist insurers.
- Cover for properties that have been underpinned (have extra foundation support)
- Protection if you live in a high-risk area or have neighbouring subsidence
- Tailored cover from our panel of top insurers
- Eligible Wesleyan members get 20% off*
On this page
Protecting you from that sinking feeling
Everyone deserves to have peace of mind that their home is protected. But if your property has a history of subsidence, you may find that standard home insurers won’t cover you.
At Wesleyan Financial Services, we can find specialist subsidence insurance that’s tailored to your needs. We don’t discriminate against homes that have a history of subsidence or that have been underpinned as a result. You can get cover for issues caused by past events, including fractures and hairline cracks in your home’s structure.
We can also find you cover if you’re looking to safeguard against potential subsidence or sinking on your property. For example, if your neighbours’ homes have been affected or you live in a high-risk area.
Guide to subsidence insurance
Subsidence is a serious issue that no homeowner wants to experience. In this guide, we share:
- How to identify subsidence
- What causes subsidence
- What to do if you have subsidence
- The benefits of subsidence insurance over standard home insurance
How subsidence insurance protects you
At best, subsidence can cause minor structural issues to your home, like cracks in your walls and ceilings. At worst, it can cause serious damage to your property, making it unsafe to live in.
Insuring your home not only provides peace of mind for you and your family, but it helps ease the cost of any repairs or rebuilding.
Already a Wesleyan member? Save 20% on insurance
Protect your property and your pockets with our exclusive discount for members. Get 20% off your subsidence insurance policy as an eligible Wesleyan member.
* See eligibility criteria and terms and conditions.
Important information
Things to know before you apply
Limits and exclusions apply. For full terms and conditions of the policy and cover, including the policy benefits and exclusions will be contained in the Policy Wording and Policy Summary (available at the time of receiving a quote). Risk must be acceptable to underwriters at normal term.
Wesleyan Financial Services is a credit broker and our insurance products are provided by a number of insurers.
Key documents
You may be interested in...
Unoccupied home insurance
Protect your unoccupied home with comprehensive cover from a panel of leading insurers. For natural disasters, vandalism, theft and more.
Non-standard home insurance
Protect your non-standard home with insurance that covers your buildings, contents and more.
Renovation insurance
Looking to protect your property at every stage? Get insurance for home extension and building works from a handpicked panel of leading insurers.
Get a quote for subsidence insurance
Complete the short form below and a member of the subsidence insurance team will call you as soon as possible*.
Already have a subsidence insurance policy with us? Existing customers should contact us here.
* Opening hours are Monday to Friday 9am-5pm.