Mortgages

Help at every step of the property ladder

There aren’t many things in life more important than a home. That’s why it means a lot to us to help people own their own property - and to take the stress out of every mortgage. Whether you're buying your first home or seeking a better mortgage deal, come and see what we can do for you.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments.

Let's help you get a mortgage...

First-time buyer mortgages

Our Specialist Financial Advisers can provide impartial mortgage advice for first-time buyers, answering all of your questions and searching the market to find the right deal for you.

Moving home mortgages

Whether you need more space for your growing family or you're looking to downsize, Wesleyan Financial Services can take the stress out of your next house move.

Remortgaging

Whether your fixed term mortgage is at an end or you simply want a better deal, our Specialist Financial Advisers can provide expert advice on your remortgaging options.

Buy-to-let mortgages

If you're considering starting or expanding your property portfolio, Wesleyan Financial Services can help find the right buy-to-let mortgage deal for you.

 

The Financial Conduct Authority does not regulate most buy-to-let mortgages.

Tools and guides

Mortgage calculators

Whether you're looking for an idea of how much you can afford to borrow, or how much stamp duty you may need to pay on your new home, use our simple online tools to plan your next move.

Buying your first home

As a first-time buyer, that first step on the housing ladder can be as daunting as it is exciting. In this guide, we’ll take you through the basics of a mortgage and show you how to increase your chances of a successful application. 

Remortgaging guide

For most people, mortgages are life’s biggest expense - so switching to a new deal can be a big money saver. There are lots of reasons why you might want to remortgage, but whatever your motivation, we can help you find a deal that’s right for you.

Refurbishing your home

Whether you’re looking to build an extension or renovate existing rooms, home improvement projects can be costly. Changing your mortgage is one way to pay for them – and you can explore the pros and cons here.

Five things to consider when you’re looking for a mortgage

From understanding APR to clearing up your credit score, here’s some handy tips to help you find a great mortgage deal.

Interest-only vs repayment mortgage

When taking out a mortgage, you'll need to decide how to repay it. In this guide, we discuss interest-only and repayment mortgages - including the advantages and disadvantages of both.

Specialist guides and support

Mortgage guide for doctors

Lengthy training and complex contracts can make it hard for doctors to get a mortgage – but it doesn’t have to be that way.

Mortgage guide for teachers

Looking for a mortgage as a teacher? Time to do your homework and see how you can get the best deal for you. 

Mortgage guide for dentists

Having a self-employed status and multiple incomes can make it difficult for dentists to get a mortgage. See how Wesleyan Financial Services can help you step on the property ladder.