When accidents happen, dental indemnity insurance through Wesleyan Financial Services can provide cover for claims made against your work.
- We can find cover even if you’re rejected by defence unions
- Get cover for all your staff, including associates
- Indemnity cover up to £10m
- Protect your reputation with PR costs covered
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We find cover with more bite
Traditionally, most dentists and dental care practitioners (DCPs) turn to medical defence organisations (MDOs) or mutual indemnifiers to purchase cover.
However, most MDOs and mutual indemnifiers will provide cover on a discretionary basis. That means if they choose not to help in a malpractice complaint, you may need to settle the claim from your own pocket.
If you’re looking for cover with more bite, Wesleyan Financial Services will find a policy for you that meets the GDC’s indemnity requirements and provides an alternative to defence unions. One that provides certainty around claims settlement, help with legal fees, as well as offering more flexibility around complex cover needs.
What’s more, you’ll be able to spread the cost of your policy with 0% interest on monthly instalments for the first year. Eligible Wesleyan members can also get 20% off the cost of their premium.
Group and corporate indemnity cover
If you’re a practice owner, you’ll know that any errors or accidents from your staff can put your business at risk. We can find you a group policy that covers all your staff, including associates, hygienists, dental nurses, practice managers and office staff.
For added peace of mind, you can get protected for claims where non-delegable duty of care exists, as well as being held vicariously liable.
What's covered?
No two practices are the same, which is why our consultants are on hand to tailor your cover to your needs, including options for:
- Dental malpractice
- Vicarious liability for practice owners
- Regulatory defence costs
- Indemnity
- PR firm costs
- Court attendance costs
- Defamation
- 15 years run off
- Cyber events
Cover for clinical negligence, available to employed or self-employed dentists/DCPs.
Extend your cover to clinical and non-clinical employees of the practice.
Covers GDC complaints and hearings, criminal proceedings and PACE interviews.
Dental legal reports, evaluating the professional qualifications and activities as an appointed clinical support supervisor.
Protect your professional relationship. This covers the cost of hiring a public relations firm.
Covering a daily monetary allowance for attending courts.
For liability arising out of any dental legal report written by you.
In the event of retirement, permanent disablement or death.
Cover to protect against security breaches, data breach and financial loss.
What's not covered?
Bear in mind that dental indemnity insurance can’t cover everything. Here’s what isn’t included:
- Matters that you don't tell us about before we agree to cover you
- Any matter which relates to decisions you've made as a director or key decision maker of the business that impacts how treatment is carried out
- Any injury to your employees
- Your failure to register with a statutory regulator
Important information
Things to know before you apply
Wesleyan Financial Services Ltd is a broker and our insurance products are provided by a number of insurers. Premium finance is provided by Premium Credit Ltd.
Please note that limits, exclusions and charges do apply.
Full terms and conditions of the policy and cover, including benefits and exclusions, will be provided when you get a quote.
Risk must be acceptable to underwriters at normal terms.
Frequently asked questions
We have a panel of A-rated insurers with capacity provided by certain syndicates at Lloyd's of London and other insurers.
The individual underwriters are highly experienced and have been involved in dental and healthcare indemnity for many years. Policies aren’t dependent on one insurer. Others may be introduced to strengthen an offering or to preserve cover and pricing.
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Get a quote for dental indemnity insurance
Fill out the short form below to get an estimate of the price you might pay for dental indemnity insurance. Once you’ve submitted your form, you’ll get a response within 24 hours.
Already have a dental indemnity insurance policy with us? Existing customers should contact us here.