Moving home mortgages

Getting the right mortgage for your move

With access to mortgage deals from a range of leading lenders, Wesleyan Financial Services can take the stress out of your next house move. Whether you need more space for your growing family or you’re looking to downsize, we’ll find the right offer for you. And we’ll manage your application every step of the way.

• Access mortgage deals and rates for your new home that you can’t get on the high street 
• Get impartial advice on your moving home mortgage options 
• Benefit from professional mortgages tailored to your circumstances 
• Take advantage of expert knowledge from our team of mortgage advisers 

Always remember your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments.

Porting your mortgage

Many mortgages are ‘portable’, which means you may be able to transfer your current mortgage to your new property. However, there are no guarantees that your lender will allow you to do so.

If you choose to keep your existing mortgage, you will still need to reapply and meet your lender’s criteria. Your new property will also need to meet their requirements.

If your circumstances have changed (for example, you’ve become self-employed) or your lender has new criteria, you may not be accepted.

What’s more, if you’re moving into a more expensive property, you may not be able to borrow more money if you’re already close to the maximum your provider will lend.

This is where we can help. If you’re wondering whether porting your mortgage is the best option for you, get in touch with a Specialist Financial Adviser today.