Tailored deals
Doctors, teachers and dentists can often benefit from a professional mortgage. Save money with tailored deals from specialist lenders.
With access to mortgage deals from a range of leading lenders, Wesleyan Financial Services can take the stress out of your next house move. Whether you need more space for your growing family or you’re looking to downsize, we’ll find the right offer for you. And we’ll manage your application every step of the way.
Always remember your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments.
Moving house doesn't have to be stressful. At Wesleyan Financial Services, we can make your next move that little bit easier, taking you through the whole mortgage process from start to finish.
That begins with finding you a great mortgage deal on your new home. Whether you're thinking about transferring your existing mortgage to your new property or you're looking for a brand new deal, our Specialist Financial Advisers are here to support you every step of the way.
Many mortgages are ‘portable’, which means you may be able to transfer your current mortgage to your new property. However, there are no guarantees that your lender will allow you to do so.
If you choose to keep your existing mortgage, you will still need to reapply and meet your lender’s criteria. Your new property will also need to meet their requirements.
If your circumstances have changed (for example, you’ve become self-employed) or your lender has new criteria, you may not be accepted.
What’s more, if you’re moving into a more expensive property, you may not be able to borrow more money if you’re already close to the maximum your provider will lend.
This is where we can help. If you’re wondering whether porting your mortgage is the best option for you, get in touch with a Specialist Financial Adviser today.
Three reasons to get your mortgage through us…
When you move house, you can either transfer your current mortgage to your new property (known as ‘porting’) or find a brand-new deal instead.
If you decide to look for a new deal, you can remortgage with your existing lender or choose a different one. However, if you choose to remortgage with the same lender, you may incur early repayment charges.
If you’re unsure which option is best for you, speak to a Specialist Financial Adviser.