Defence organisations offer protection against claims and complaints, but they typically can’t compete with the level of protection offered by malpractice insurance policies. For example, they often don’t cover claims of discrimination, defamation cover or loss of earnings.
It’s worth noting that MDOs aren’t FCA approved, meaning their policies aren’t subject to the same level of scrutiny as insurers.
Whether you choose to take out a malpractice insurance policy is ultimately up to you and your needs. If you’d like advice, you can speak to a member of our team.