- Get tailored cover from our expert insurance advisers
- Protect the true value of your car with agreed value cover
- Choose a repairer you know and trust
- Eligible members receive 20% off the cost of their premium*
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Trust us to take the lead
At Wesleyan Financial Services, our expert insurance advisers are well-versed in finding the perfect cover for high-value motors.
In addition to the cover you’d expect, our specialist panel of insurers can provide agreed value cover for high-value cars, meaning you’re insured for a pre-agreed amount and not just the current market price when making a claim.
- Insure all your vehicles under one policy
- For classic cars, sports car, motorcycles and more
- Receive a courtesy car comparable to your current vehicle
- Request a quote today and we’ll call you back as soon as possible*
* Opening hours are Monday to Friday 9am – 6pm and Saturdays 9am – 1pm.
What's covered?
We understand that everyone’s needs differ, which is why you can tailor your policy to include:
- Breakdown cover assistance
- Legal expenses
- Windscreen cover
- European cover
- Courtesy car
- Choice of repairer
- Multi-vehicle cover
- Agreed value cover
This covers UK or European cover and home start (if your car breaks down at your home).
Covers the cost of legal expenses if you're involved in an accident.
Covers the cost of repairs and replacements if your windscreen is cracked, chipped or smashed.
Up to 90 days European cover as standard with an option to extend beyond 90 days.
If your car is stolen or involved in an accident, you’ll get a courtesy car that’s a similar specification to your current car.
Put your car in safe hands with a repairer of your choice or choose a garage from our established insurer network.
You can insure all your vehicles under one policy, including sports cars, classic cars and motorcycles. And with one policy for all your vehicles, you’ll only have one renewal date to manage.
You can agree a fixed value for your vehicle with your insurer. Usually reserved for classic cars and motorcycles, we also accept other vehicles (subject to certain qualifying criteria).
What's not covered?
While high-value car insurance can offer comprehensive cover, it can’t cover everything. You won’t be insured for:
- Any wear and tear
- Any mechanical or electrical failure or breakdown
- Theft with keys
- Claims reported after 180 days
Such as gradual deterioration from everyday use.
For example, an electrical failure with your brake lights and windshield wipers, or a mechanical failure like ABS malfunctions or worn brake pads.
You won’t be covered if somebody steals your car while your car keys are left inside or on your vehicle. This also includes attempted theft.
Legal costs won’t be covered for any claims you make 180 days after the event takes place.
Already a Wesleyan member? Save 20% on insurance
Get cover for your car at a lower cost. Enjoy an exclusive discount when you take out a high-value car insurance policy as a Wesleyan member.
*See eligibility criteria and terms and conditions.
Important information
Things to know before you apply
Wesleyan Financial Services Limited is a broker and its insurance products are provided by a number of selected insurers.
Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. You can get these with your quote.
Risk must be acceptable to underwriters at normal term.
Key documents
Terms of Business (PDF, 287KB)
A list of companies and products we offer (PDF, 108KB)
Your guide to no claims bonus (PDF, 214KB)
Frequently asked questions
Yes, you can add all your cars and motorcycles to one policy, as long as each vehicle is worth more than £75,000.
The cover levels may be different for each vehicle, depending on your wants and needs. We can discuss this with you when you get a quote.
There are a few factors that influence your insurance premium. For example:
- The make and model of the car. The more expensive your car, the higher your premium is likely to be.
- Added specifications. If your car has additional safety features, then this could lower your premium. On the other hand, a custom exhaust or tinted windows will likely increase the cost.
- Your age. Younger people can expect to pay more than older, experienced drivers.
- Your car’s age. Generally speaking, the older the car the lower your premium. However this may not be the case if you have a vintage, luxury car.
- Location. Driving in a built up, high traffic area could see you paying a higher premium than someone with a countryside postcode. This is because you have a higher risk of being involved in a car accident in a city. You may also pay more if you live in an area with a high claims rate.
- Your driving habits. Your insurer will look at your expected annual mileage when calculating your premium. The further you drive, the more wear and tear you’re likely to experience.
- Previous claims. Unfortunately, your claims history could affect your premiums.
As a broker, Wesleyan Financial Services has access to a panel of insurers that provide high value protection for cars, homes and their contents.
You can find out more about high-value insurance products in our guide to high-net worth insurance.
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Get a quote for high-value car insurance
Complete the short form below and a member of the insurance team will call you to discuss your quote.
Already have a high-value car insurance policy with us? Existing customers should contact us here.