Mortgage affordability calculator

How much could I borrow?

Our free mortgage affordability calculator provides an indication of how much you could borrow based on your annual income. This calculation is based on lending 4.5 times your income, but bear in mind that it doesn’t take into account factors such as employment status and credit commitments, which will ultimately govern how much you can borrow.

Work out how much you could borrow
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Get your mortgage moving
Whether you’re a first-time buyer or looking for a better deal on your existing mortgage, talk to a Specialist Financial Adviser from Wesleyan Financial Services to see what we can do for you.
Book an appointment
Get your mortgage moving
Whether you’re a first-time buyer or looking for a better deal on your existing mortgage, talk to a Specialist Financial Adviser from Wesleyan Financial Services to see what we can do for you.
Book an appointment

Wondering how much Stamp Duty you'll need to pay?

If you’re looking to buy property in England, Northern Ireland, Scotland or Wales, use our free Stamp Duty calculators to work out how much tax you will pay.

Stamp Duty Land Tax calculator

If you’re a UK resident planning on buying residential property in England or Northern Ireland, work out how much tax you might pay using our Stamp Duty calculator.

Land Transaction Tax calculator

Are you a UK resident looking to buy property in Wales? Use our free Land Transaction Tax calculator to work out how much tax you might have to pay.

Land and Buildings Transaction Tax calculator

If you’re looking to buy residential property in Scotland, use our Land and Buildings Transaction Tax calculator to work out how much you might have to pay.