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Why get insurance?

Does your practice look after itself as well as it looks after its patients? Our team of dental insurance consultants are here to find comprehensive cover tailored to your practice needs. With access to a range of policies from a panel of leading insurers, it’s something to smile about.

  • Choose from a range of policies to cover one or more dental practices
  • Cover for loss or damage to buildings, contents and surgery equipment
  • Cover for equipment breakdown, including autoclaves and vaccines
  • Protects against liability claims from employees and third parties
  • Legal cover for contractual disputes or tax investigations
  • Advice-based service tailored to your needs
  • Request a quote and we'll aim to call you within the hour

*Opening times are Monday to Friday 9am-5pm.

How it works

When you’re busy with patients, you may not be thinking about the risks your practice faces. From accidental damage to equipment breakdown, there’s lots to consider when choosing an insurance policy.

At Wesleyan Financial Services, we’re here to take the stress out of insurance. We can find you a policy that offers you protection where your practice needs it most. We’ll negotiate the best price and terms for you, think of us as a comparison site with a human touch.

And when you need a helping hand, we’re here to offer advice - whether you need to make a claim or just want to discuss your changing insurance needs.

What's covered?

No two practices are the same, which is why our consultants are on hand to offer a range of policy options. You can tailor your cover to only insure what your dental practice needs, including options for:

  • Accidental damage to buildings and contents
  • Protection against one-off and unintentional incidents like spillages and breakages

  • Equipment breakdown
  • Including cover for autoclaves and vaccines

  • Loss of income
  • Cover for loss of income and additional expenses for up to 24 months. Protect your income if your business has to close or is damaged (caused by insured events)

  • Legal expenses
  • Cover up to £50,000 for employment disputes, legal defence, contract disputes, tax protection and more

  • Public liability
  • Up to £10m limit of indemnity

  • Employers' liability
  • Up to £10m limit of indemnity

  • Acts of terrorism
  • Get cover for damage to your practice or a loss of income by an act of terrorism

  • Practice group policies
  • Get cover for all your dental practices, no matter how many you have

What's not covered?

Unfortunately, practice insurance can’t cover everything. Here’s what isn’t included:

  • Buildings and contents
  • Wear and tear, gradual deterioration, vermin, rust, damp or mildew.

  • Business interruption
  • Loss of income from forced closure due to national and international government actions.

  • Computer breakdown
  • Loss, destruction or damage to any computer equipment caused by malicious activity, hacking, viruses or similar mechanisms. For this cover, you may need cyber insurance.

Optional extras

Take your cover to the next level (at an additional cost) with:

Excess protection

If you need to make a claim on your insurance policy, you can claim your excess back following its successful settlement. You can choose the limit of your cover from £250 to £2,500.

Commercial emergency assistance

If you need a little extra help in case of an emergency, this cover offers a number of benefits including:

  • Up to £1000 for parts and labour from an approved tradesman
  • 24/7 emergency helpline available all year round
  • Plumbing and burst pipe cover
  • Cover for drainage problems, electrical breakdown, broken or damaged windows

Save on your insurance

Practice staff discounts

When you take out a dental practice insurance policy, your staff can get up to 10% discount on selected insurance products from Wesleyan Financial Services.

Our service promise

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Advice and guidance

Helping your business create an insurance policy that’s individual to you.

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Search the market

Get access to specialist business insurers like Aviva, Allianz, Covea & Travelers.

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Explain the small print

We’ll explain vital exclusions and limitations and talk you through the claims process when you need it

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Service all year round

We’re here for you whenever you need us. For when your business grows or when it’s time to renew your insurance.

You might be interested in...

Dental indemnity insurance

Protect your pockets and your reputation with dental indemnity insurance for dentists and practice owners. Get indemnity cover, vicarious liability cover and more from a panel of providers that meet GDC's indemnity requirements.

Key person insurance

Key person insurance protects your practice against the financial impact of the critical illness or death of a key individual – making a difficult time that little bit easier.

Locum insurance for dentists

Locum insurance for dentists helps pay for replacing key staff and ongoing practice expenses. With a plan designed with dentists in mind, you can add extra protection to your practice.

Important information

Please note that limits, exclusions and charges do apply.

Full terms and conditions of the policy and cover, including benefits and exclusions, will be provided when you get a quote.

Risk must be acceptable to underwriters at normal terms.

Wesleyan Financial Services Ltd is a broker and our insurance products are provided by a number of insurers. Premium finance is provided by Premium Credit Ltd.

Before you apply for dental practice insurance, you should read the following document: