- Insure against loss or damage to buildings, contents and equipment
- Protect against liability claims from employees and third parties
- Legal cover for contractual disputes or tax investigations
- Cover for loss of business income for up to 24 months
- Tailored cover to meet the needs of your dental business
- Eligible Wesleyan members receive 20% off*
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We know the drill when it comes to insurance
When you’re busy managing a dental practice, the last thing you want to think about is searching and comparing insurance.
Rather than bracing yourself for a time-consuming renewal, Wesleyan Financial Services will find and compare policies from our panel of trusted dental insurers, including Aviva, Allianz, Covea and Travelers.
Your policy will be tailored to the needs of your practice, and we’ll negotiate the right terms for you.
If you ever need to make a claim, or just want to discuss your changing insurance needs, our UK-based insurance specialists will be on hand to help.
What's covered?
No two practices are the same, which is why our consultants are on hand to offer a range of policy options. You can tailor your cover to only insure what your dental practice needs, including options for:
- Accidental damage to buildings and contents
- Equipment breakdown
- Loss of income
- Legal expenses
- Employers' liability
- Acts of terrorism
- Practice group policies
Protection against one-off and unintentional incidents like spillages and breakages.
Including cover for autoclaves and vaccines.
Cover for loss of income and additional expenses for up to 24 months. Protect your income if your business has to close or is damaged (caused by insured events).
Cover up to £50,000 for employment disputes, legal defence, contract disputes, tax protection and more.
Up to £10m limit of indemnity.
Get cover for damage to your practice or a loss of income by an act of terrorism.
Get cover for all your dental practices, no matter how many you have.
What's not covered?
Practice insurance can’t cover everything. Here’s what isn’t included:
- Normal deterioration of buildings and contents
- Business interruption
- Computer breakdown
Wear and tear, gradual deterioration, vermin, rust, damp or mildew.
Loss of income from forced closure due to national and international government actions.
Loss, destruction or damage to any computer equipment caused by malicious activity, hacking, viruses or similar mechanisms. For this cover, you may need cyber insurance.
Additional cover
Take your cover to the next level (at an additional cost) with:
Excess protection
If you need to make a claim on your insurance policy, you can claim your excess back following its successful settlement. You can choose the limit of your cover from £250 to £2,500.
Commercial emergency assistance
If you need a little extra help in case of an emergency, this cover offers a number of benefits including:
- Up to £1000 for parts and labour from an approved tradesman
- 24/7 emergency helpline available all year round
- Plumbing and burst pipe cover
- Cover for drainage problems, electrical breakdown, broken or damaged window
Income protection
Alongside your dental insurance, you may want to consider income protection. Designed to dovetail with your sick pay scheme, income protection keeps the money coming in when you’re off work due to ill health.
- Tailored to the needs of doctors and dentists
- Receive a monthly income from when your sick pay ends
- Access free healthcare and support services to get you back to work sooner
- Adapt your protection plan as you progress through your career
If you need a little extra help in case of an emergency, this cover offers a number of benefits including:
- Up to £1000 for parts and labour from an approved tradesman
- 24/7 emergency helpline available all year round
- Plumbing and burst pipe cover
- Cover for drainage problems, electrical breakdown, broken or damaged window
Alongside your dental insurance, you may want to consider income protection. Designed to dovetail with your sick pay scheme, income protection keeps the money coming in when you’re off work due to ill health.
- Tailored to the needs of doctors and dentists
- Receive a monthly income from when your sick pay ends
- Access free healthcare and support services to get you back to work sooner
- Adapt your protection plan as you progress through your career
Save on your insurance
Member discount
* As an eligible Wesleyan member, you can enjoy a 20% saving on dental practice insurance.
Practice staff discounts
When you take out a dental practice insurance policy, your staff can get up to 10% discount on selected insurance products from Wesleyan Financial Services.
Important information
Things to know before you apply
Please note that limits, exclusions and charges do apply.
Full terms and conditions of the policy and cover, including benefits and exclusions, will be provided when you get a quote.
Risk must be acceptable to underwriters at normal terms.
You might be interested in…
Dental indemnity insurance
Protect your pockets and your reputation with dental indemnity insurance for dentists and practice owners. Get indemnity cover, vicarious liability cover and more from a panel of providers that meet GDC's indemnity requirements.
Key person insurance
Key person insurance protects your practice against the financial impact of the critical illness or death of a key individual – making a difficult time that little bit easier.
Locum insurance for dentists
Locum insurance for dentists helps pay for replacing key staff and ongoing practice expenses. With a plan designed with dentists in mind, you can add extra protection to your practice.
Get a quote for dental practice insurance
Fill out the short form below and one of our team members will call you with a quote (opening hours between 9am and 5pm, Monday to Friday).
Already have a dental practice insurance policy with us? Existing customers should contact us here.