Renovation insurance

Protection during building works and extensions

Why get renovation insurance?

Making home improvements can be a great way to build on your property’s value, but you could be at risk of losing money if something goes wrong during building works. From our panel of leading providers, Wesleyan Financial Services can find you insurance that covers you for damage, loss or theft to your home and contents.

  • For occupied and unoccupied properties 
  • Get cover even if building work has already started
  • Available for buildings and contents
  • Property owner’s liability cover
  • Temporary or annual cover

Protection when you need it

Whether you’re scheduling an extension or making improvements, it’s important to protect your home in case things go wrong. You may already have standard home insurance, but this often won’t cover building works, the materials used on site or potential liability exposures.

Insurance that’s built for you

Beyond insuring your building works, you’ll need to think about protecting your subrogation rights. Occasionally, clauses in a builder’s contract may require your insurance to be in joint names with the builders or contractors. This puts you at risk of not being able to take legal action against them if their actions lead you to making a claim on your insurance.

At Wesleyan Financial Services, we act as a broker to find you specialist insurance that protects your rights, as well as your home.

How it works

Save time searching the market with cover for your home and building works from our panel of leading insurance providers. Whether you’re looking for temporary cover for a one-off project or need annual cover for ongoing building works, we’ll tailor your policy to suit your needs.

And when you’re ready to settle into your home again, we can find you a quote for standard home insurance, so you can enjoy your new and improved home with full peace of mind.

Important information

Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal terms.

Wesleyan Financial Services is a broker and its insurance products are provided by a number of insurers.

Key documents