Family at home

Home insurance

A home is more than bricks and mortar. Give it the protection it deserves.
Family at home
  • Buildings cover up to £1,000,000 and contents cover up to £100,000
  • Cover you might not expect – from pot plants to digital downloads
  • Expert advice and a 24-hour UK claims helpline
  • Eligible Wesleyan members get 20% off the cost of their premium*

On this page

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Let us do the hard work on your home insurance

Home insurance doesn’t have to be a headache. Speak to our experts at Wesleyan Financial Services and we’ll do the hard work for you - finding you the right provider and policy to protect your home. Whether you're looking to insure your property, your belongings or both, we can find you the right cover.

We’ll work with you and our selected panel of leading providers to:

  • Match cover to your needs
  • Check you’re not underinsured
  • Save time searching comparison sites or getting multiple quotes

What’s more, we’ll tailor cover just for you - with a range of options to bolt onto your home insurance including emergency assistance for broken or burst pipes, and cover for the costs of lost or broken keys.

What's covered?

Depending on the level of cover you choose, your policy can cover:

  • Personal belongings
  • Whether you’re at home or away, your belongings are protected.

  • Loss or damage
  • Cover if your home is broken into and your possessions are stolen, or your buildings or items are damaged by natural events like fires, storms or floods.

  • Alternative accommodation
  • If your home is left uninhabitable by an insured event, alternative accommodation will be provided for yourself, your family and your pets.

  • Garden cover
  • For those with green fingers – you’re insured on your sheds, plants and equipment.

  • Student belongings
  • Cover for your belongings up to £2,500 while you study at university, college or boarding school.

  • Digital downloads
  • Whether you’re a film fanatic or music lover, you can protect your downloads up to £2,000.

What's not covered

Your cover won't include:

  • Loss or damage on an unoccupied home
  • Depending on your chosen policy, your buildings or contents can’t be covered if you’re away for more than 30, 45 or 60 days in a row.

  • Certain damages
  • Such as damage caused by wear and tear, vermin and insects, fungus, damp, light, wet or dry rot.

You might be interested in...

If you own a non-standard, high-value or unoccupied home, it may be worth exploring our other specialist home insurance options. We also offer renovation insurance for homeowners that want to insure their property during home improvement works.

Optional extras

For extra peace of mind, why not add our Total Home Protection policy to your home insurance cover? For an extra charge, you’ll get:

  • Home emergency assistance
  • Our network of registered tradespeople will be on-hand 24/7, to help with burst pipes, lack of heating or no hot water.

  • Family legal expenses
  • We’ll protect you against disputes such as employment issues and neighbour problems up to a limit of £50,000.

  • Key cover
  • Misplaced your keys or have a broken lock? We’ll cover the costs of a replacement or repair to save you paying an excess or losing your no claims bonus. We'll even cover your car keys.

  • ID theft
  • There’s only one ‘you’, so let’s keep it that way. If your identity is stolen, we’ll create a personal action plan to get it back.

Excess protection

If you don’t want to be out of pocket when you need to make a claim, talk to us about excess protection. With our excess protect cover, you can claim your excess back. This is based on how much you have to pay when you make a claim (subject to your policy limit).

What our customers say…

Young man smiling holding phone outdoors

Already a Wesleyan member? Save 20% on insurance

Protect your home and your pockets when you take out a new home insurance policy as a Wesleyan member. You can benefit from 20% off.

Terms and conditions apply.

Important information

Things to know before you apply

Wesleyan Financial Services is a credit broker. Premium finance is provided by Premium Credit Ltd. who pay variable commission to us which could impact the interest rate you pay, now or in the future.

Limits, exclusions and charges do apply.

Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.

Risk must be acceptable to underwriters at normal terms.

Verifying your identity

To make sure insurers have the necessary facts to verify your identity, help prevent fraud and carry out risk profiling to calculate your premium and payment options, they may obtain information about you from publicly available sources and trusted third parties. This may include a quotation search from a credit reference agency. This will appear on your credit report as a soft search and will be visible to other credit providers. It will be clear it’s a quotation and not a credit application by you.

Key documents

Frequently asked questions

Insurance is complicated and buying the incorrect policy can be costly. At Wesleyan, it’s our aim to take the hard work out of finding the right policy for you and your home. Rather than getting quotes from multiple insurance providers, you can just speak to us and let our team invest their time on your behalf to make sure you’re fully protected.
We work with many insurance providers and even have our specialist department, so it will depend on their terms and on the claims you’ve previously made. We’re happy to invest our time into finding the best option for you, so the best next step is to speak to our team and discuss your circumstances.
Yes it does. We’d recommend you get in touch with us before you sign any contracts with your contractor/builder, so we can discuss what the insurers will need to know to keep your home insured correctly.
It can start as soon as you take out the policy. Or, if you have a specific date in mind (perhaps you’re about to move to a new home), we can schedule the policy to start at any point within 30 days.
You can pay for your home insurance annually or monthly, to suit you. When you pay your premium by monthly instalments, we introduce you to Premium Credit Ltd.
Yes, like most insurance policies, there is an excess to pay in the event of a claim. However, you can choose what you’d like the excess to be, and we also offer Excess Protect cover which allows you to claim your excess back (limits apply).
Any claims you need to make can be made directly through your policy provider. However, we are always available and happy to help if you need any assistance.

Ready to get protection for your home?

Insure your home and all your prized possessions. Get a quote below or call us for free on 0808 296 3317.

Home insurance guides

Your guide to buying home insurance

When you're looking to protect your home, it's important to find cover that's right for your property. In this guide, you'll learn about the different types of home insurance, how excess works and more.

How to reduce home insurance costs

While some pricing factors are out of your control, there are ways you can pay less for your insurance without compromising on cover. See what factors affect home insurance costs and how you can save on your next policy.

Get a home insurance quote

Interested in discussing a home insurance policy or getting a quote? Fill out the short form below and one of the team will give you a call.

Alternatively, you can call us free on 0808 296 3317. Opening hours are Monday to Friday 9am - 6pm and Saturdays 9am - 1pm.

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