- Cover for emergency medical and dental expenses
- Annual multi-trip and single trip options available
- Up to £5,000 cancellation cover
- Up to £5,000 curtailment cover if you need to end your trip early
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Make sure you're good to go
Planning a trip away should be exciting but arranging your travel insurance can quickly take the fun out of it.
At Wesleyan Financial Services, we’ve partnered with travel insurance specialists, Millstream Underwriting Limited to provide the right cover for you. Leaving you free to focus on your packing.
It’s comprehensive cover you can count on – and you can get a quote online in minutes.
What’s covered?
Depending on the type of policy you choose, and whether you decide to add any optional extras, here’s what you can usually expect to be covered for:
| Trip duration | Cover |
|---|---|
| Annual | 31 days up to 74 years of age 60 days up to 64 years of age or 90 days up to 64 years of age |
| Single trip | 120 days up to 69 years of age 31 days up to 79 years of age |
The following cover is available for both single and annual policies:
| Cover type | Cover level |
|---|---|
| Dependent children age limit | Under 23 years of age and in full-time education |
| Cancellation | Up to £5,000 |
| Curtailment | Up to £5,000 |
| Emergency medical expenses | £10 million |
| Emergency dental treatment | £350 |
| Hospital benefit | £25 in 24 hours (£300 max) |
| Delayed baggage (after 12 hours) | Up to £250 |
| Loss of passport, driving licence & visa | Up to £250 |
| Travel delay | £20 / 12 hours (up to £200 max) |
| Trip abandonment (after 24 hours) | Up to cancellation limit |
| Missed departure/ missed connection | £1,000 |
| Legal expenses | £15,000 |
| Non-manual work abroad | Included |
| Manual work abroad | Optional (additional cost) |
| Level 1 sports and activities (e.g. hiking up to 1,500 metres, gym training etc.) | Included |
| Level 2 to 4 sports and activities (e.g. hiking 3,000-6,000 metres, skiing etc.) | Optional |
| Collision damage waiver access (car collisions up to £1,500 & key replacement up to £500) | Optional (additional cost) |
| Cover against your travel company or hotel going out of business | £5,000 |
What’s not covered?
Travel insurance can’t insure you for every eventuality. Here are a few things your policy won’t cover:
- Travel to a destination which the Foreign & Commonwealth Office has advised against all or all but essential travel
- If you travel while pregnant 12 weeks before or 12 weeks after your estimated date of delivery
- Any trip that you take to obtain medical treatment (whatever the nature of this treatment) or against the advice of a medically qualified doctor or after being given a terminal prognosis
What our customers say
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Travel insurance query
Important information
Things to know before you apply
Wesleyan Financial Services is a broker. Travel insurance products are provided by Millstream Underwriting Limited. Millstream Underwriting Limited is authorised and regulated by the Financial Conduct Authority.
Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.
Risk must be acceptable to underwriters at normal term.
Key documents
Before you apply online for Travel Insurance, we recommend that you read the following documents:
Terms of Business (PDF, 287KB)
A list of companies and products we offer (PDF, 108KB)
Travel Insurance - Information you should read (PDF, 130KB)
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