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Financial support when you need it most

Does your practice rely on one or two key individuals to bring in business? What happens if they fall ill – or worse?

Key person insurance can protect your business against the financial impact of the critical illness or death of a key employee.

  • Receive a tax-free lump sum if a key person becomes ill or passes away
  • Protect the financial future of your practice with specialist cover from a range of first-class providers
  • Secure the funds you need to hire or train a replacement member of staff
  • Get expert financial advice tailored to your profession 

About key person insurance

Do you have an employee who is crucial to the day-to-day running of your practice? Perhaps they’re a member of staff with a specialist skillset, or a practice manager responsible for managing important business contracts?

Whatever the circumstances, key person insurance covers your practice against the financial loss you might suffer in the event of losing this employee through death or critical illness.

Paid to you as a lump-sum amount, this type of cover provides a financial bridge between the loss and replacement of key employees – making a difficult time that little bit easier.

How we can help

Once you’ve identified who the key employees of your practice are, you’ll need to make sure you have the right cover in place. That’s where we can help.

With a range of Specialist Financial Advisers dedicated to your profession, Wesleyan Financial Services will discuss your circumstances, assess your future financial needs and recommend a suitable policy from one of the leading providers we work with.

We can also offer advice on other areas of business protection, including surgery insurance, locum insurance and partnership protection.

Important information

Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers.

Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.

Risk must be acceptable to underwriters at normal term.

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Get legal protection for claims made against you at work. You can tailor your policy to include liability cover, cover for legal expenses, defence costs and more.

Cyber insurance

Get all-round cyber protection for loss and damage to your digital assets, business interruption from network downtime and more.