Mutual benefits 2024

General Terms and Conditions applicable to the Mutual Benefits offer 2024 (the “Offer”).

• The Offer applies only to insurance policies sold by Wesleyan Financial Services Limited (WFS).
• The Offer is only available to customers who are qualifying members of the Society and With Profits policyholders (excluding those whose only policy is a pension policy) as at 31 December 2023.
• The Offer is only available through our advised service for which a fee applies. There is no guarantee that the money you could save by using the Offer will be more than the cost of using this advised service.
• To claim the Offer, please let WFS know that you are entitled to a reduction in your insurance premiums when you apply for an insurance policy.
• The Offer does not affect your statutory cancellation rights.
• No cash alternative will be offered.
• We are unable to offer insurance in the Channel Islands or the Isle of Man.
• Any offer of insurance is dependent on the risks being acceptable to underwriters and exclusions may apply.
• If the policy is cancelled the refund will be calculated in relation to the proportion of time you held the policy before any refund is paid on cancellation, after the discount and less any charges or fees.
• These Terms and Conditions apply in addition to the Wesleyan General Insurance Terms of Business Agreement and are subject to the law of England and Wales and the exclusive jurisdiction of the English and Welsh courts.
• Personal data supplied during the course of these Offers will be processed in accordance with Wesleyan's privacy policy.
• None of Wesleyan or any of their agents or distributors will in any circumstances be responsible or liable to compensate participants or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the Offer(s) except where it is caused by the negligence of Wesleyan or their employees. Your statutory rights are not affected.
• Participants are deemed to have accepted and agreed to be bound by these terms and conditions upon taking out a relevant policy.
• Wesleyan reserve the right to refuse to award the Offers to anyone in breach of these terms and conditions.
• These Terms and Conditions apply in addition to the Wesleyan Financial Services Ltd General Insurance Terms of Business Agreement.
• WFS reserves the right to replace the product options with an alternative or withdraw the Offer(s) at any time in its absolute discretion.
• In the event of fraud, abuse, and/or an error affecting the proper operation of the Offers, WFS reserves the right to end or suspend the Offers and/or amend these terms and conditions.
• Limits, exclusions and charges do apply. Full terms and conditions of the relevant policies and cover, including the policy benefits and exclusions, will be contained in the relevant policy wording and policy summary.