A clean bill of financial health for your business

At Wesleyan Financial Services, we understand that your primary focus as a doctor is providing exceptional care to your patients. But running a successful practice requires more than just medical expertise.

From managing budgets to ensuring operational efficiency, having a robust business strategy in place is key to maintaining the financial health of your surgery.

This is where our Specialist Financial Advisers can help, offering expert advice and solutions tailored to the needs of your GP practice.

And if you’re a doctor operating a limited company for your private work, we can help you make the most of your limited company status too.

What our customers say…

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94% of customers agree their Specialist Financial Adviser demonstrates knowledge of their profession

92% of GPs rated their Specialist Financial Adviser as very good or excellent

92% of hospital doctors rated their Specialist Financial Adviser as very good or excellent

Buying into a GP practice

Navigating the complexities of buying into a GP practice can be daunting, but with the right support in place, the transition might be easier than you think.

At Wesleyan Financial Services, we’re here to guide you through every step of the process – from assessing your financial situation to protecting your interests.

Offering expert guidance tailored to you, our dedicated Specialist Financial Advisers can help make the process as smooth as possible, supporting you in taking the next step in your medical career.

Partnership agreements

A partnership agreement is essential to the running of any successful GP surgery, impacting many aspects of your personal and business finances.

From how you’re paid to taking annual leave, your partnership agreement acts as a contract of employment that protects you, your partners and your business.

Our Specialist Financial Advisers are on hand to help you interpret what your partnership agreement means for your financial planning – whether that’s identifying income streams, understanding your NHS pension options or formulating an exit strategy.

They’ll also be able to ensure you have the right level of business protection in place for your practice – from locum insurance to medical malpractice cover.

Limited company status

If you’re a doctor operating a limited company, there are a number of ways you can make the most of your limited company status.

For example, paying yourself a pension through your company can be a highly tax-efficient way to save, but there are some things to consider – from working out how much headroom you have to how your NHS pension contributions might be impacted.

At Wesleyan Financial Services, we understand that your personal and business finances are inextricably linked. With this in mind, our Specialist Financial Advisers will work with you to understand your whole financial picture.

Tax treatment depends on your individual circumstances and may be subject to change in future.

Exit strategies

Did you know that preparation for an exit strategy should ideally begin five to ten years before you leave your practice or medical business?

As well as giving yourself enough time for effective succession planning, it’s important to create a financial plan that takes into account your short, medium and long-term goals.

This is where our Specialist Financial Advisers can help, offering guidance on everything from funding your retirement to making the most of your NHS pension benefits.

They’ll also be able to identify tax-efficient strategies for selling your business or share of the practice, helping you to maximise the financial outcomes of the sale.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

Funding solutions for GPs

As well as providing advice for your business, we can also help you find funding. Whether you’re looking to buy into your first surgery, expand an existing medical business or transform your treatment rooms, we can help you meet your practice needs.

Business funding for GPs

Looking to refresh your reception area? Or to spruce up your consulting rooms?

Whether new regulations mean you need to update your environment or you just want to freshen things up, we can give you access to a number of financing options to fund the work your practice needs.

Offering business loans tailored to GPs through a finance provider who understands the medical sector, we can help you upgrade your premises while keeping your cashflow healthy.

Commercial mortgages

Securing a mortgage for your business premises can be difficult, but it doesn’t have to be.

Partnering with a finance provider who understands the needs of the medical profession, we can help take the stress out of your mortgage search.

At Wesleyan Financial Services, we’ll work with you to understand the needs of your practice, searching the market to find the right deal for you.


Please note that the FCA does not regulate commercial mortgages. Your mortgage is secured on your property. Your property may be repossessed if you do not keep up your repayments.

Commercial investments

One of the ways we can help you make the most of your business is by investing your surplus practice funds.

Commercial investments aim to make your money work harder, to combat inflation. And while we all know that investments come with risk, deciding not to invest could be a risk in itself.

When you invest in a Unit Trust Investment Account from Wesleyan Unit Trust Managers (WUTM), you get to choose which funds your money goes into – and how much risk you’re willing to take.

Keep in mind that the value of your investments can go down as well as up, and you may get back less than you put in.

The RCGP, RCOG and FMLM are introducer appointed representatives of Wesleyan Financial Services Limited.