Female teacher sitting at classroom table

Financial advice for teachers

At Wesleyan Financial Services, we’re experts in helping education professionals to reach their financial goals. Whether you want to invest your money, protect your income, or make the most of your Teachers’ Pension Scheme (TPS), we can help.

Female teacher sitting at classroom table

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Top of the class for financial advice

From the start of your teaching career to planning for retirement, Wesleyan Financial Services are here to support you every step of the way. Our team of dedicated education specialists can offer one-off or ongoing support to you, as well as your spouse or partner.

We have partnered with trade unions NASUWT & NAHT, to provide education professionals with valuable financial advice on investments, pensions, mortgages and more.

What our customers say…

94% of customers agree their Specialist Financial Adviser demonstrates knowledge of their profession

96% of teachers rate their Specialist Financial Adviser as very good or excellent

94% of customers agree that Wesleyan Financial Services makes them feel valued as a customer

Our advice

Retirement planning

When the end of your career is approaching, you’ll want to make sure your retirement is taken care of. Get specialist advice on retirement planning and guidance on the Teachers’ Pension Scheme.

We can help you:

  • Work out how much income you’ll need at different stages of retirement
  • Calculate the effect of a phased retirement, or working past your retirement date
  • Understand the McCloud judgement and what it means for you

Please note, we are not authorised to advise on pension transfers into the TPS. You will need to speak to the TPS directly if you want to explore this option.

Protection advice

If you’re unable to teach due to illness, you’ll want to protect your income and still afford your monthly outgoings.

We can help you find the right income protection plan for you and your family. You’ll be covered when sick pay stops, all the way up to retirement if needed. Just book an appointment with a Specialist Financial Adviser to learn more.

Mortgage advice

Ready to step on the property ladder, remortgage as you approach the end of your current deal or looking to buy-to-let? We can offer impartial mortgage advice to find a rate suited to you. Get guidance on all of your options, and how you can make the most of applying for a mortgage as a teacher.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Investment advice

An appointment with a Specialist Financial Adviser from Wesleyan Financial Services is more than just a look at your investment options.

We take the time to understand your long-term goals and how we can get you there financially. There’s no obligation to invest in Wesleyan products. However, if you do decide that investing is right for you, we'll create an investment plan for your financial future.

Please remember the value of investments and any income can go down as well as up and you may get back less than you invest.

When the end of your career is approaching, you’ll want to make sure your retirement is taken care of. Get specialist advice on retirement planning and guidance on the Teachers’ Pension Scheme.

We can help you:

  • Work out how much income you’ll need at different stages of retirement
  • Calculate the effect of a phased retirement, or working past your retirement date
  • Understand the McCloud judgement and what it means for you

Please note, we are not authorised to advise on pension transfers into the TPS. You will need to speak to the TPS directly if you want to explore this option.

If you’re unable to teach due to illness, you’ll want to protect your income and still afford your monthly outgoings.

We can help you find the right income protection plan for you and your family. You’ll be covered when sick pay stops, all the way up to retirement if needed. Just book an appointment with a Specialist Financial Adviser to learn more.

Ready to step on the property ladder, remortgage as you approach the end of your current deal or looking to buy-to-let? We can offer impartial mortgage advice to find a rate suited to you. Get guidance on all of your options, and how you can make the most of applying for a mortgage as a teacher.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

An appointment with a Specialist Financial Adviser from Wesleyan Financial Services is more than just a look at your investment options.

We take the time to understand your long-term goals and how we can get you there financially. There’s no obligation to invest in Wesleyan products. However, if you do decide that investing is right for you, we'll create an investment plan for your financial future.

Please remember the value of investments and any income can go down as well as up and you may get back less than you invest.

What you can expect from us

Ready to talk with a specialist from Wesleyan Financial Services? Our Specialist Financial Advisers can provide a full review of your financial situation.

Specialist Financial Advisers will:

  • Take the time to understand your current situation, financial goals, and attitude to risk
  • Analyse your financial situation. They’ll appraise your income and outgoings and your current and future needs
  • Help you understand your financial options, selected to suit your needs and goals
  • Do the research, paperwork and behind-the-scenes workings
  • Create a unique and detailed financial plan to help you prioritise and develop for the future.
Teacher carrying coursework

Other support available

If you’re not ready for full financial advice but have a query about your pension scheme, we may support you via our Education Support Team instead.

As well as getting personalised one-to-one advice, you can also watch our free webinars for teachers – specifically designed to cover the key financial issues for those working in education.

Let’s discuss your finances

Book an appointment with one of our specialists for guidance tailored to teachers.

Frequently asked questions

Our meetings are held on a no obligation basis.

If you do choose to take out one or more financial products as a result, there will be an initial advice charge and often some ongoing management charges to pay.

While Specialist Financial Advisers may make recommendations for you, there’s no obligation to take out any Wesleyan products of services.

If you’re meeting with a Specialist Financial Adviser, it can be handy to have your questions ready, as well as any information or documents relating to your finances.

This could include any savings and investments, your current Teachers’ pension statement and any life insurance or income protection policy details.

You may also be asked to complete a ‘Financial Outline’ ahead of the session. This enables you to tell your Adviser about your current circumstances and future goals, so they can prepare an appointment tailored to you.

If you choose not to complete the Financial Outline in advance, you’ll need to do it as part of your appointment.

An initial meeting with a Specialist Financial Adviser will typically last around one hour, although it does depend on the complexity of your circumstances.

A meeting with an Education Support Specialist will usually be shorter, and the appointment itself may be quicker to arrange.

Yes. We can provide guidance on the LGPS as a defined benefit scheme. However, we cannot advise on transfers in or out.

NASUWT and NAHT are introducer appointed representatives of Wesleyan Financial Services Limited.