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Travel Insurance

Why take out travel insurance with Wesleyan?

Whether you're travelling for business or pleasure, our travel insurance is designed to help you see the world without worry. Get comprehensive cover for cancellations, delays, medical expenses and more.

  • Tailored travel insurance for individuals, couples and families
  • Annual multi-trip and single trip options
  • Personal pandemic cover (including COVID)
  • Enhance your policy to suit your travel needs (charges will apply)
  • Cancellation and curtailment cover - up to £5,000
  • Emergency medical expenses cover - up to £10 million
Summary

Personal pandemic cover

If you're unable to travel or required to quarantine because of Coronavirus, you'll be covered for any trips you can't go on. You won't however be covered if you choose to travel against the advice of the World Health Organisation and/or if any countries borders shut due to an outbreak.

How it works

A travel insurance policy from Wesleyan Financial Services is more than just a document. It's there to give you the peace of mind you need to relax on your well-earned holiday knowing that you'll be looked after if something goes wrong.

Whether you lose your passport, or your baggage is delayed, we know that travel can be a stressful experience. That's why we help make sure your trip runs smoothly.

Get insured on the things that matter the most, from flight cancellations to medical expenses. And for extra reassurance, you can add optional extras like travelling for manual work or cover for extreme sports.

Below, you’ll find a summary of cover. For full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. This link can be found when you obtain an online quote. You should read these thoroughly before proceeding.

Depending on the type of policy you choose, and whether you decide to add any optional extras, here's what you can usually expect to be covered for:

What's covered?

   Annual  Single-trip
Trip duration 31 days up to 74 years
60 days up to 64 years
90 days up to 64 years
120 days up to 69 years
31 days up to 79 years
Dependent children age limit Dependent children under 23 years of age and in full time education  Dependent children under 23 years of age and in full time education 
Cancellation up to £5,000 up to £5,000
Curtailment up to £5,000 up to £5,000
Emergency medical expenses £10 million £10 million
Emergency dental treatment £350 £350
Hospital benefit £25/ 24 hours (£300 max) £25/ 24 hours (£300 max)
Delayed baggage (after 12 hours) up to £250 up to £250
Loss of passport, driving licence & visa up to £250 up to £250
Travel delay £20 / 12 hours (up to £200 max) £20 / 12 hours (up to £200 max)
Trip abandonment (after 24 hours) up to cancellation limit up to cancellation limit
Missed departure / missed connection £1,000 £1,000
Legal expenses £15,000 £15,000
Business travel / work abroad (non-manual work) Included Included
Business travel / work abroad (manual work) Optional Optional
Sports & Activities Level 1 Included Included
Sports & Activities Level 2 - 4 Optional Optional
Collision damage waiver access Optional Optional
Financial failure protection £5,000 £5,000

What’s not covered?

Unfortunately, travel insurance can't insure you for every eventuality. Here are a few things your policy won't cover:

  • Travel to a destination which the Foreign & Commonwealth Office has advised against all or all but essential travel
  • Pregnancy within 12 weeks before and 12 weeks after the estimated date of delivery
  • Any trip that you take to obtain medical treatment (whatever the nature of this treatment) or against the advice of a medically qualified doctor or after being given a terminal prognosis


Limits, exclusions and charges apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. This link can be found when you obtain an online quote. You should read these thoroughly before proceeding.

Important Information

Travel Insurance is arranged by Wesleyan Financial Services. The insurance provider is Millstream Underwriting Limited and is underwritten by AWP Assistance.

Before you apply online for Travel Insurance from Wesleyan, we recommend that you read the following documents:


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Wesleyan Assurance Society and Wesleyan Bank Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd, Wesleyan Unit Trust Managers Ltd, Practice Plan Ltd and DPAS Ltd are authorised and regulated by the Financial Conduct Authority.  Advice about investments, insurance and mortgages is provided by Wesleyan Financial Services Ltd.

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