WUTM Investor Portal

This is an investment product for people who want to invest a one off or regular amount in our range of Unit Trust Funds outside of a tax-efficient ISA wrapper, perhaps because they have used up their ISA allowance.

Maximum investment: There is no maximum limit on the size of the investment that you make to the product, and you can add to your investment at any time.

Withdrawals: You can withdraw your investment, either by means of regular withdrawals, or on a one-off basis at any time.

Tax: Investments in the Unit Trust Investment Account may be subject to Capital Gains Tax when money is taken out (including to pay for the costs of advice), and to income tax on any interest or dividends distributed by the funds.

Built-in auto-ISA subscription facility: Helping you to maximise your ISA allowance each tax year.

The Investment Account has a built-in auto-ISA facility, which will automatically transfer the maximum allowance from your Investment Account to your ISA each year.

In order to opt in or out of this facility, please give us a call on 0330 123 3813 (Monday to Friday 9am-5pm).

Charges: If you decide to invest without taking advice such as online, there will be no initial product charge but dealing costs do still apply. If you invest with advice from a Wesleyan Financial Services Consultant, in addition to the dealing costs we may collect an Initial Advice Charge on behalf of Wesleyan Financial Services (WFS) and pay it to them.

Ongoing charges are payable and these are shown as an Ongoing Charge Figure (OCF). This will vary by fund, by unit class and over time. The latest figures can be found in the fund Key Investor Information Documents (KIIDs).

If you are not opted in to the Ongoing Advice Service (OAS) provided by WFS then the 'X' unit class version of the KIIDs are appropriate for you.

If you have opted in to the OAS the 'B' unit class version will be appropriate for you. The cost of the OAS is 0.5% p.a. and is included in the overall OCF charge.

You can opt out of the OAS charge anytime. Simply call us on 0330 123 3813 Monday to Friday 9am-5pm or contact your Financial Consultant to discuss your options.

This is a Stocks and Shares ISA that allows you to access our Unit Trust Fund range in a tax-efficient environment.

There is no personal liability to pay tax on income or capital gains in the ISA and you don’t need to declare the income or gains on your tax return.

Maximum investment: For the 2021/2022 tax year, the allowance for ISAs is £20,000. You can put up to this amount into a Cash ISA, Stocks and Shares ISA, Lifetime ISA or Innovative Finance ISA, or a combination of all four.

Each individual has an ISA allowance, so if you are married or in a civil partnership, both you and your partner can make use of this tax-efficient way of investing. An individual cannot invest into two of the same type of ISA in the same tax year.

Withdrawals: You are able to withdraw your investment, either by means of regular withdrawals, or on a one-off basis at any time.

Tax: Using your tax-free ISA allowance is a must when investing to prevent tax from unnecessarily eating in to your potential returns.

Charges: If you decide to invest without taking advice such as online, there will be no initial product charge to pay but dealing costs do still apply. If you invest with advice from a Wesleyan Financial Services Consultant, in addition to the dealing costs we may collect an Initial Advice Charge on behalf of Wesleyan Financial Services (WFS) and pay it to them.

Ongoing charges are payable and these are shown as an Ongoing Charge Figure (OCF). This will vary by fund, by unit class and over time. The latest figures can be found in the fund Key Investor Information Documents (KIIDs).

If you are not opted in to the Ongoing Advice Service (OAS) provided by WFS then the 'X' unit class version of the KIIDs are appropriate for you.

If you have opted in to the OAS the 'B' unit class version will be appropriate for you. The cost of the OAS is 0.5% p.a. and is included in the overall OCF charge.

You can opt out of the OAS charge anytime. Simply call us on 0330 123 3813 Monday to Friday 9am-5pm or contact your Financial Consultant to discuss your options.

This is a version of the ISA designed for savings on behalf of children up to the age of 18.

Maximum investment: Anyone can contribute to the Unit Trust Junior ISA, up to an annual limit of £9,000 for the 2021/22 tax year.

Withdrawals: Junior ISA rules do not allow withdrawals until the child reaches 18, although it is possible to transfer from the Unit Trust JISA to another provider.

Tax: Using the tax-free Junior ISA allowance is a useful way of preventing tax from unnecessarily eating in to the potential returns of your child's funds.

Charges: If you decide to invest without taking advice such as online, there will be no initial product charge to pay but dealing costs do still apply. If you invest with advice from a Wesleyan Financial Services Consultant, in addition to the dealing costs we may collect an Initial Advice Charge on behalf of Wesleyan Financial Services (WFS) and pay it to them.

Ongoing charges are payable and these are shown as an Ongoing Charge Figure (OCF). This will vary by fund, by unit class and over time. The latest figures can be found in the fund Key Investor Information Documents (KIIDs).

If you are not opted in to the Ongoing Advice Service (OAS) provided by WFS then the 'X' unit class version of the KIIDs are appropriate for you.

If you have opted in to the OAS the 'B' unit class version will be appropriate for you. The cost of the OAS is 0.5% p.a. and is included in the overall OCF charge.

You can opt out of the OAS charge anytime. Simply call us on 0330 123 3813 Monday to Friday 9am-5pm or contact your Financial Consultant to discuss your options.

You can view an existing Unit Trust Junior ISA online. However, the product cannot be purchased online.

If you'd like to discuss the Junior ISA, please call us on 0330 123 3813 (Monday to Friday 9am - 5pm).

Important documents

We provide Key Feature's Documents (KFDs) to help you decide if our products are right for you.

If you're considering investing in our products online, we recommend that you first read the associated KFD for that product.

• The Key Features Document for our Unit Trust ISA can be accessed here (pdf)
• The Terms and Conditions for our Unit Trust ISA can be accessed here (pdf)
• The Key Features Document for our Unit Trust Investment Account can be accessed here (pdf)
• The Terms and Conditions for our Unit Trust Investment Account can be accessed here (pdf)
• The Key Features Document for our Unit Trust Junior ISA (non-advised) can be accesed here (pdf)
• The Terms and Conditions Document for our Unit Trust Junior ISA can be accessed here (pdf)

If you choose to invest with us, please read the latest Key Investor Information Document (KIIDs) relating to your chosen fund(s)*:

• Risk Averse Fund
• Low Risk Rewards Growth Fund
• Moderate Risk Reward Growth Fund
• Moderate - High Risk/Reward Income Fund
• International Growth Fund
• UK Growth Fund

*If you are opted in to the Ongoing Advice Service (OAS) provided by WFS, the 'B' unit class KIIDs will be made available to you through the WUTM Investor Portal or you can access all the Unit Trust KIIDs here.

Important information for you to read

Charges: If you decide to invest without taking advice such as online, there will be no initial product charge to pay but dealing costs do still apply. If you invest with advice from a Wesleyan Financial Services Consultant, in addition to the dealing costs we may collect an Initial Advice Charge on behalf of Wesleyan Financial Services (WFS) and pay it to them.

Ongoing charges are payable and these are shown as an Ongoing Charge Figure (OCF). This will vary by fund, by unit class and over time. The latest figures can be found in the fund Key Investor Information Documents (KIIDs).

If you are not opted in to the Ongoing Advice Service (OAS) provided by WFS then the 'X' unit class version of the KIIDs are appropriate for you.

If you have opted in to the OAS the 'B' unit class version will be appropriate for you. The cost of the OAS is 0.5% p.a. and is included in the overall OCF charge.

You can opt out of the OAS charge anytime. Simply call us on 0330 123 3813 Monday to Friday 9am - 5pm or contact your Financial Consultant to discuss your options.