- Three risk-rated options to support different investment goals
- A smoothed investment experience to reduce the impact of market volatility
- Suitable alongside model portfolios and broader investment strategies
- Designed to support long-term investing through changing market conditions
Funds to suit different needs
Whether your priority is preserving capital, achieving balanced growth or pursuing greater long-term growth potential, the Series P With Profits Funds available on WesInvest offer a choice of investment approaches within a smoothed investment framework.
Available through Specialist Financial Advisers from Wesleyan Financial Services, each fund uses a smoothing mechanism to help reduce the impact of short-term market volatility, supporting a steadier investment experience over the long-term.
Please note
If you’re an intermediary adviser, you can find information and documents about the Series A WesInvest With Profits Fund in our Intermediaries area.
If you’re looking for information about the Wesleyan With Profits Fund, you can find everything you need here.
Smoother returns through volatile times
Smoothing is one of the main features that sets With Profits Funds apart from many other types of investment funds. In simple terms, it helps reduce the impact of short-term movements in the market. When the With Profits Fund performs particularly strongly, we don’t immediately pass on all of the returns to investors. Instead, we keep some within the fund, which can then be applied to your account to help soften any drop in value during periods of weaker performance. Overall, smoothing can help make the ups and downs that come with investing feel less pronounced.
Bear in mind the value of investments and any income can go down as well as up. You may get back less than you invested.
A choice of risk-rated funds
The Series P WesInvest With Profits funds provide three distinct options, so your Adviser can recommend a fund that aligns more closely with your financial objectives and attitude to risk.
Cautious Fund
Risk rating: 2/5
Built for investors seeking a lower-risk approach, the Cautious Fund focuses on preserving capital and reducing market volatility where possible.
Suitable for clients:
- Approaching retirement
- Seeking a lower risk investment
- Wanting to invest for the medium term
Growth Fund
Risk rating: 3/5
The Growth Fund balances long-term growth potential with a measured approach to risk.
Designed for clients who:
- Are seeking consistent growth
- Can invest for the long-term
- Have core portfolio holdings
Adventurous Fund
Risk rating: 4/5
For investors seeking to maximise growth potential through increased exposure to equities. While short-term fluctuations may be greater, smoothing helps to moderate the day-to-day impact of market volatility.
Suitable for clients:
- Seeking higher growth potential
- With a greater tolerance to risk
- Who can invest for the long-term
For more details, take a look at the key documents and information for the ISA Investment Plan and Trustee Investment Plan.
Bear in mind the value of investments and any income can go down as well as up. You may get back less than you invested.
