Get premium home insurance cover from our hand-picked panel of providers - designed for homes worth £500,000 or more, or with at least £100,000 in contents.
- Home emergency assistance and alternative accommodation included
- Worldwide contents cover, including accidental damage
- Free home appraisal service to ensure you have the right level of cover
- Eligible Wesleyan members receive 20% off the cost of their premium*
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We go beyond bricks and mortar
If you own a high-value home or have high-value items, standard home insurance policies may not provide the right level of cover for your needs.
That’s why Wesleyan Financial Services provides advice to assess the real value of your property and possessions. So, you can rest easy knowing you’re not underinsured should the worst happen.
What's covered
- Worldwide cover
- Automatic cover on new purchases
- Cover for collectables
- Alternative accommodation
- Matching pairs and sets
- Accidental damage
- Trace and access cover
For your staycations and your vacations. You can take your belongings overseas safe in the knowledge that they’re covered for loss, damage or theft.
Treating yourself to something new? It’ll be covered automatically for up to 60 days before you need to tell us (subject to a maximum value, dependent on insurer).
Whatever you like to collect – be it art, antiques, clothes or jewellery – high-value home insurance will protect the possessions you value most.
If your home is left uninhabitable by an insured event, alternative accommodation will be provided for yourself, your family, and your pets.
If you damage an item that’s part of a pair or set (earrings, for example) and a replacement can’t be found, the entire set will be replaced or compensated for.
In a high-value home, even the smallest of accidents can be costly. Whether it’s wine on your carpet or a broken vase, you’ll be covered for the damages.
With trace and access cover, you’re not just covered for the cost of repairing a water or oil leak, but also any damage caused when tracing the source of the leak. This can also include damage to the garden and other outdoor areas.
Total Home Protection
At Wesleyan, we want to give you peace of mind that your home is always protected. That’s why we add our Total Home Protection to every insurance policy as standard, meaning you’ll get:
- Home emergency assistance
- Pest removal cover
- Family legal expenses
- Key cover
- ID theft
Our network of registered tradespeople is on-hand 24/7 to fix your domestic crises like a burst pipe or heating breakdown.
Unwelcome guests? We’ll cover the cost of removing a pest infestation.
We’ll protect you against disputes such as employment issues and neighbour problems up to a limit of £50,000.
Misplaced a key or have a broken lock? We’ll cover it to save you paying an excess or losing your no claims bonus.
There’s only one ‘you’, so let’s keep it that way. If your identity is stolen, we’ll create a personal action plan to get it back.
What’s not covered?
- Subsidence to the grounds of your home
Driveways, terraces, swimming pools and tennis courts typically aren’t covered for subsidence unless your home is damaged at the same time by the same cause.
What our customers say
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Great service for insurance
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Happily renewed home insurance policy
Already a Wesleyan member? Save 20% on insurance
If you’re a Wesleyan member, you can enjoy a 20% discount on your high-value home insurance policy.
*See eligibility criteria and terms and conditions.
Important information
Things to know before you apply
Limits and exclusions do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions will be contained in the Policy Wording and Policy Summary (available at the time of receiving a quote).
Risk must be acceptable to underwriters at normal term.
Frequently asked questions
You can pay for your high-value home insurance annually or monthly, to suit you. Just ask what your monthly premiums would be.
Wesleyan Financial Services Limited is a credit broker and where the monthly payment option is taken we will introduce you to Premium Credit Limited, who pay variable commission to us which could impact the interest rate you pay, now or in the future.
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Get a high-value home insurance quote
Complete the short form below and a member of the insurance team will call you to discuss your quote as soon as possible.*
Already have a high-value home insurance policy with us? Existing customers should contact us here.
* Opening hours are Monday to Friday 9am-5pm.