Advice and guidance
Helping your business create an insurance policy that’s individual to you.
Comprehensive cover to smile about
Look after your practice like you look after your patients, with a 20% discount exclusively for eligible Wesleyan members. When you arrange cover through Wesleyan Financial Services, you’re getting access to our panel of leading insurance providers - to help find the right policy for you.
- Exclusive discount for eligible Wesleyan members (terms apply)
- Choose from a range of policies to cover one or more dental practices
- Cover for loss or damage to buildings, contents and surgery equipment
- Cover for equipment breakdown, including autoclaves and vaccines
- Protects against liability claims from employees and third parties
- Legal cover for contractual disputes or tax investigations
How it works
When you’re busy with patients, you may not be thinking about the risks your practice faces. From accidental damage to equipment breakdown, there’s lots to consider when choosing an insurance policy.
At Wesleyan Financial Services, we’re here to take the stress out of insurance. We can find you a policy that offers you protection where your practice needs it most.
And when you need a helping hand, we’re here to offer advice - whether you need to make a claim or just want to discuss your changing insurance needs.
What’s covered?
No two practices are the same, which is why our consultants are on hand to offer a range of policy options. You can tailor your cover to only insure what your dental practice needs, including options for:
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Type of cover
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What's included
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Accidental damage to buildings and contents
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Protection against one-off and unintentional incidents like spillages and breakages
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Equipment breakdown
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Including cover for autoclaves and vaccines
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Loss of income
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Cover for loss of income and additional expenses for up to 24 months. Protect your income if your business has to close or is damaged (caused by insured events)
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Legal expenses
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Cover up to £50,000 for employment disputes, legal defence, contract disputes, tax protection and more
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Public liability
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Up to £10m limit of indemnity
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Employers' liability
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Up to £10m limit of indemnity
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Acts of terrorism
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Get cover for damage to your practice or a loss of income by an act of terrorism
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Practice group policies
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Get cover for all your dental practices, no matter how many you have
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What’s not covered?
Unfortunately, practice insurance can’t cover everything. Here’s what isn’t included:
Buildings and contents
Business interruption
Computer breakdown
Wear and tear, gradual deterioration, vermin, rust, damp or mildew.
Loss of income from forced closure due to national and international government actions.
Loss, destruction or damage to any computer equipment caused by malicious activity, hacking, viruses or similar mechanisms. For this cover, you may need cyber insurance.
Optional extras
Take your cover to the next level (at an additional cost) with:
Excess protection
If you need to make a claim on your insurance policy, you can claim your excess back following its successful settlement. You can choose the limit of your cover from £250 to £2,500.
Commercial emergency assistance
If you need a little extra help in case of an emergency, this cover offers a number of benefits including:
- Up to £1000 for parts and labour from an approved tradesman
- 24/7 emergency helpline available all year round
- Plumbing and burst pipe cover
- Cover for drainage problems, electrical breakdown, broken or damaged windows
Our service promise
Selected panel
Get access to specialist business insurers like Aviva, Allianz, Covea & Travelers.
Explain the small print
We’ll explain vital exclusions and limitations and talk you through the claims process when you need it
Service all year round
We’re here for you whenever you need us. For when your business grows or when it’s time to renew your insurance.
Claim your 20% discount
Important information
Please note that limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions will be contained in the Policy Wording and Policy Summary (available at the time of receiving a quote). Risk must be acceptable to underwriters at normal term.
Wesleyan Financial Services Ltd is a broker and our insurance products are provided by a number of insurers. Premium finance is provided by Premium Credit Ltd.
The 20% offer is only available through our advised service for which a fee applies. There is no guarantee that the money you could save by using the offer will be more than the cost of using this advised service.
Before you apply for members’ dental practice insurance, you should read the following documents: