Advice and guidance
Helping your business create an insurance policy that’s individual to you.
Keeping things business as usual
Protect your company beyond the 9-5 with office insurance that’s tailored to your business needs. Choose a policy from Wesleyan Financial Services' panel of leading providers and get 20% off cover for accidental damage, liability claims and more.
- Exclusive discount for eligible Wesleyan members (terms apply)
- Loss or damage to office buildings, contents and equipment
- Cover for business interruption and loss of income
- Legal cover for contractual disputes, tax investigations and more
- Liability cover for claims from employees and third parties
- Cover for employee dishonesty and fraud
What’s included?
Depending on the level of cover you choose, your policy could include:
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Type of cover
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How it works
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Buildings cover
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Get theft, vandalism and accidental damage cover for your office buildings. This includes damage caused by fires, impact, storms, floods, subsidence, heave and landslip.
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Contents cover
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Cover the cost of expensive office equipment with contents cover for accidental damage. Pay as little as £250 excess for claims including water damage, fires, theft and vandalism.
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Computer breakdown
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Get back to work with repairs and replacements for damaged and broken equipment.
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Business interruption
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Get up to £3 million for any loss of income and additional expenses caused by business interruption. Tailor your cover by choosing between a 12 and 24-month claim period. And if you need more than £3 million, you have the option to increase your claim amount. |
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Legal expenses
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Get up to £100,000 for employment disputes, legal defence, contract disputes, tax protection and more.
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Public liability
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Accidents happen. Protect your business against public liability claims with a £10 million limit of indemnity.
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Employers’ liability
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Does your business have employees? Tick off this legal requirement with a £10 million limit of indemnity.
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Fidelity guarantee
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Safeguard your business against fraud or dishonesty from a partner, associate, assistant, trainee or legal support staff.
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What’s not included?
- Wear and tear - Gradual deterioration, vermin, rust, damp or mildew that affects your buildings or contents.
- Compulsory closures - Business interruptions caused by compulsory closures that aren’t local to your premises.
- Malicious damage - Loss, destruction or damage to any computer equipment caused by a hacker, virus or similar mechanisms. For this type of cover, you might be interested in cyber insurance.
Enhance your cover
For added peace of mind, you can enhance your cover with one or more optional extras (at an additional cost):
- Excess protection - Get reimbursed for any excess you pay following the successful settlement of a claim up to £2,500.
- Emergency assistance - Don’t get caught out when the unexpected happens. You can get cover for emergency incidents, including heating breakdown, flood damage and loss of power – up to £1,000 per claim.
- Engineering inspection - Whether you suspect a fault or just want to schedule a regular safety check, you can get engineering inspections for lifts and escalators.
Our service promise
Selected panel
Get access to our carefully selected panel of leading insurers.
Explain the small print
We’ll explain vital exclusions and limitations, and can talk you through the claims process.
Important information
Please note that limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including benefits and exclusions, will be provided when you get a quote. Risk must be acceptable to underwriters at normal terms.
Wesleyan Financial Services Ltd is a broker and our insurance products are provided by a number of insurers.
The 20% offer is only available through our advised service for which a fee applies. There is no guarantee that the money you could save by using the offer will be more than the cost of using this advised service.
Before you apply for members’ office insurance, you should read the following documents: